3548 Lovejoy Rd, Madison, NY 13402 Property Records

Madison County and Madison Town property record for 3548 Lovejoy Rd, Madison, NY 13402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,170 sqft · built 1992
Lot Size	3.59 acres (156,380 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2014)
Tax Bill	$10,498 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
APN	`254089 115.-1-3.2`

Property Details

APN / Parcel Number

Primary APN	`254089 115.-1-3.2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,170 sqft Living Area
1st Floor Area	1,762 sqft
2nd Floor Area	1,408 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	156,380 sqft (3.59 acres)
Garage Type	Mixed
Garage Area	2,784 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	403 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3548 LOVEJOY RD
City	MADISON
State	NY
Zip	13402-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.002
Jurisdiction	MADISON NY
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1047
Census Tract	31000

Owner

Source: Madison County and Madison Town records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3548 LOVEJOY RD, MADISON, NY 13402-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2014 · Amount on Record
Deed Sale	Apr 21, 2014 · Amount on Record
Deed Book / Page	2014 / 1869
Prior Transfer Date	Apr 15, 2014
Prior Transfer Doc	2014001869
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	3548 LOVEJOY RD, MADISON, NY 13402-9511
Document Number	0000003572
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3548 LOVEJOY RD MADISON NY 134029511, MADISON, NY 13402-9511

Mortgage

Document Number	0000003572
Date	Jul 24, 2020
Instrument	3572

Lender

Name	NBT BK
Type	Bank
Address	HAMILTON, NY 13346

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County and Madison Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Madison Town
Unified School District	Madison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,498.00	$220,000 (+8.11%) Land $17,500 Building $202,500	$439,122 (+27.31%) Land $34,930 Building $404,192
2023		$203,500 Land $17,500 Building $186,000	$344,915 Land $29,661 Building $315,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000