3548 Hartzel Crst, Spring Valley, CA 91977 Property Records

San Diego County property record for 3548 Hartzel Crst, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1960
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Jun 1987)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`503-060-59-00`

Property Details

APN / Parcel Number

Primary APN	`503-060-59-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	13,500 sqft (0.31 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3548 HARTZEL CRST
City	SPRING VALLEY
State	CA
Zip	91977-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 1 POR TR 000330
Legal Subdivision	RANCHO MISSION
Legal Tract	000330
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	13801

Owner

3548 Hartzel Crst is owned and occupied by two individuals who bought it in June 1987.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3548 HARTZEL CRST, SPRING VALLEY, CA 91977-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 1987 · Amount on File
Deed Sale	Jun 19, 1987 · Amount on File
Deed Document Number	1987343422
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3548 HARTZEL CRST, SPRING VALLEY, CA 91977-2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3548 HARTZEL CRST, SPRING VALLEY, CA 91977-2020

Mortgage

Document Number	0000258881
Date	Jun 23, 2022
Instrument	2022-0258881

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3548 HARTZEL CRST, SPRING VALLEY, CA 91977-2020
Document Number	0000033292
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3548 HARTZEL CRST SPRING VALLEY CA 919772020, SPRING VALLEY, CA 91977-2020

Mortgage

Document Number	0000033292
Date	Jan 30, 2019
Instrument	33292

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 29, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3548 Hartzel Crst was $3,970 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$286,723 (+2%) Land $136,879 Building $149,844
2025	$3,970.00 Homeowner's exemption	$281,102 Land $134,196 Building $146,906
2023	$3,670.00 (+1.86%) Homeowner's exemption	$270,188 Land $128,986 Building $141,202
2022	$3,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3548 Hartzel Crst in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3548 Hartzel Crst is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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