3548 Hartley Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 3548 Hartley Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 1991
Lot Size	0.347 acres (15,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2021)
Tax Bill	$4,554 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1469-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1469-0050`
Alternative APNs	`00317776` `317776`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
Gross Area	2,774 sqft
1st Floor Area	2,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,100 sqft (0.347 acres)
Lot Dimensions	107 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	324 sqft
Porch	Screened Porch
Porch Area	989 sqft
Deck Area	84 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00317776
Street Address	3548 HARTLEY RD
City	SPRING HILL
State	FL
Zip	34606-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1469 LOT 5 ORB 351 PG 885
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1469
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3021
Census Tract	41204

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3548 HARTLEY RD, SPRING HILL, FL 34606-2936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAS MORTGAGE PROFESSIONALS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Apr 20, 2016 · Amount on Record
Deed Document Number	202170067
Deed Book / Page	4057 / 54
Prior Transfer Date	Aug 20, 2006
Prior Transfer Doc	0023220580
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 16, 2021
Property Address	3548 HARTLEY RD, SPRING HILL, FL 34606-2936
Document Number	0040570054
Book / Page	4057 / 54
Map Reference	MB 9 PG 81-96
Instrument Date	Sep 14, 2021
Instrument	2021070067
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3002 ENGLISH WOODS, 3002, MOUNT JULIET, TN 37122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3548 HARTLEY RD, SPRING HILL, FL 34606-2936

Mortgage

Document Number	405756
Date	Sep 16, 2021
Instrument	4057/56

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3548 HARTLEY RD, SPRING HILL, FL 34606-2936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037270887
Date	Jul 12, 2019
Book Page	3727/0887
Instrument	2019043574

Lender

Name	AMERICAS MORTGAGE PROFESSIONALS LLC
Type	Bank
Address	FORT LAUDERDALE, FL 33306

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,554.00 (+18.56%) Homeowner's exemption	$309,990 (+5.99%)	$317,435 (+4.53%) Land $51,642 Building $265,793
2023		$292,480 (+3%) Land $50,594 Building $241,886
2022	$3,841.00 Homeowner's exemption	$283,961 Land $30,351 Building $253,610	$303,668 Land $44,243 Building $259,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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