3548 GARDENIA LN BREA CA 928236370, BREA, CA 92823-6370
Mortgage
Document Number
0000479082
Date
Nov 10, 2017
Instrument
479082
Lender
Name
BANK OF THE WEST
Type
Bank
Address
OMAHA, NE 68154
Agreement
Amount
Amount on Record
Term
360 Months
Due
Nov 9, 2047
June 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ORANGE CA
Recording Date
Jun 30, 2017
Property Address
3548 GARDENIA LN, BREA, CA 92823-6370
Document Number
0000272499
Instrument Date
May 9, 2017
Instrument
272499
Transaction Type
Transfer
Record Updated
Jul 12, 2017
Title Company
EQUITY TITLE COMPANY, EQUITY TITLE CO.
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,023.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
3548 GARDENIA LN BREA CA 928236370, BREA, CA 92823-6370
Mortgage
Document Number
272500
Date
Jun 30, 2017
Instrument
272500
Lender
Name
SCHOOLS FCU
Type
Credit Union
Address
RANCHO DOMINGUEZ, CA 90220
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jun 29, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 3548 Gardenia Ln was $13,135 with a homeowner's exemption.
Source: Orange County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
California
County
Orange County
Municipality
Brea City
Unified School District
Brea-Olinda Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$13,135.00Homeowner's exemption
$1,079,341Land $652,181Building $427,160
2023
$12,148.00 (+1.02%)Homeowner's exemption
$1,037,430Land $626,856Building $410,574
2022
$12,025.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3548 Gardenia Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3548 Gardenia Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood
0.04% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF BREA serves 47,454 people · EPA ID CA3010002
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2023
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum Cable
1,000 / 1,000
Cosmo Network Solutions Fixed Wireless
250 / 100
T-Mobile Fixed Wireless
100 / 20
May also be available: GeoLinks, GigabitNow, Verizon.