San Diego County property record for 3548 Ave Pantera, Carlsbad, CA 92009
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 5.5 ba · 5,203 sqft · built 1998 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,150,000 (Nov 2005) |
| Tax Bill | $32,629 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-492-04-00 |
| Primary APN | 264-492-04-00 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Building Area | 5,203 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Duplex Single |
| Lot Area | 27,878 sqft (0.64 acres) |
| Street Address | 3548 AVENIDA PANTERA |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-8939 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1-25000 |
| Legal Description | LOT 48 TR 013400 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 013400 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17109 |
Source: San Diego County records · APN 264-492-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3548 AVENIDA PANTERA, CARLSBAD, CA 92009-8939 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 09, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 01, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 20, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2005 · Amount on Record |
| Deed Sale | Nov 15, 2005 · Amount on Record |
| Prior Sale | Apr 05, 2002 · Amount on Record |
| Deed Document Number | 2005990092 |
| Last Transfer Date | Sep 21, 2015 |
| Transfer Doc | 0000511323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3548 AVENIDA PANTERA, CARLSBAD, CA 92009-8939 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3548 AVENIDA PANTERA, CARLSBAD, CA 92009-8939 |
| Document Number | 0000005290 |
|---|---|
| Date | Jan 09, 2023 |
| Instrument | 2023-0005290 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3548 AVENIDA PANTERA, CARLSBAD, CA 92009-8939 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3548 AVENIDA PANTERA, CARLSBAD, CA 92009-8939 |
| Document Number | 0000447719 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022-0447719 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Apr 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3548 AVENIDA PANTERA, CARLSBAD, CA 92009-8939 |
| Document Number | 0000250120 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 3548 AVENIDA PANTERA CARLSBAD CA 920098939, CARLSBAD, CA 92009-8939 |
| Document Number | 0000250120 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 250120 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3548 AVENIDA PANTERA, CARLSBAD, CA 92009-8939 |
| Document Number | 0000111674 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3548 AVENIDA PANTERA CARLSBAD CA 920098939, CARLSBAD, CA 92009-8939 |
| Document Number | 0000111674 |
|---|---|
| Date | Mar 04, 2020 |
| Instrument | 111674 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 03, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,996,676 (+2%) Land $1,254,422 Building $1,742,254 | |
| 2025 | $32,629.00 (+6.31%) Homeowner's exemption | $2,937,919 (+4.04%) Land $1,229,826 Building $1,708,093 |
| 2023 | $30,691.00 (+2.09%) Homeowner's exemption | $2,823,837 Land $1,182,071 Building $1,641,766 |
| 2022 | $30,062.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ting Fiber.
Based on FCC filings for 157 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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