3547 Tournament Dr, Elgin, IL 60124 Property Records

Kane County property record for 3547 Tournament Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,720 sqft · built 2008
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Oct 2024)
Tax Bill	$14,909 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-460-009`

Property Details

APN / Parcel Number

Primary APN	`05-25-460-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,720 sqft Living Area
Basement Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3547 TOURNAMENT DR
City	ELGIN
State	IL
Zip	60124-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES CREEK COUNTRY CLUB PHASE 2 LT 158
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	2
Legal Block	1
Legal Lot Number	158
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1089
Census Tract	850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3547 TOURNAMENT DR, ELGIN, IL 60124-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 12, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Oct 14, 2008 · Amount on Record
Deed Document Number	202437043
Prior Transfer Date	Jan 18, 2012
Prior Transfer Doc	0000004006
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 8, 2026
Property Address	3547 TOURNAMENT DR, ELGIN, IL 60124-3104
Document Number	0000014140
Instrument Date	Apr 3, 2026
Instrument	202614140
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3547 TOURNAMENT DR, ELGIN, IL 60124-3104

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3547 TOURNAMENT DR, ELGIN, IL 60124-3104
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059143
Date	Oct 7, 2020
Instrument	2020K059143

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	48263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3547 TOURNAMENT DR, ELGIN, IL 60124-3104
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078516
Date	Dec 16, 2020
Instrument	2020K078516

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3547 TOURNAMENT DR, ELGIN, IL 60124-3104
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3547 TOURNAMENT DR, ELGIN, IL 60124-3104

Mortgage

Document Number	0000061676
Date	Aug 12, 2021
Instrument	2021K061676

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3547 TOURNAMENT DR, ELGIN, IL 60124-3104
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3547 TOURNAMENT DR, ELGIN, IL 60124-3104

Mortgage

Document Number	0000022453
Date	Apr 26, 2022
Instrument	2022K022453

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 16, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,909.00 (+14.9%)	$200,671 (+20.02%) Land $35,749 Building $164,922	$602,254 (+20.02%) Land $107,290 Building $494,964
2024	$12,976.00 (+25.03%)	$167,201 (+36.15%) Land $33,165 Building $134,036	$501,804 (+36.21%) Land $99,535 Building $402,269
2022	$10,378.00 (-5.95%) Homeowner's exemption	$122,803 (-2.87%) Land $32,035 Building $90,768	$368,409 (-2.87%) Land $96,105 Building $272,304
2021	$11,035.00 Homeowner's exemption	$126,431 Land $30,949 Building $95,482	$379,293 Land $92,847 Building $286,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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