3547 Starboard Cir, Oceanside, CA 92054 Property Records

San Diego County property record for 3547 Starboard Cir, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1980
Lot Size	0.195 acres (8,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Dec 2018)
Tax Bill	$6,830 (2025)
Deeds & Mortgages	May 2024 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-441-37-00`

Property Details

APN / Parcel Number

Primary APN	`162-441-37-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,356 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,512 sqft (0.195 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3547 STARBOARD CIR
City	OCEANSIDE
State	CA
Zip	92054-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 37 TR 008968
Legal Subdivision	SEA MESA
Legal Tract	008968
Legal Block	3
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3547 STARBOARD CIR, OCEANSIDE, CA 92054-4643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 9, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Dec 20, 2018	Grant Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	Feb 25, 2000 · Amount on Record
Deed Document Number	2018521663
Last Transfer Date	Aug 30, 2019
Transfer Doc	0000389121
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3547 STARBOARD CIR, OCEANSIDE, CA 92054-4643
Transaction Type	Mortgage
Record Updated	May 9, 2024
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3547 STARBOARD CIR, OCEANSIDE, CA 92054-4643

Mortgage

Document Number	0000108588
Date	May 1, 2024
Instrument	2024-0108588

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3547 STARBOARD CIR, OCEANSIDE, CA 92054-4643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3547 STARBOARD CIR, OCEANSIDE, CA 92054-4643

Mortgage

Document Number	0000707642
Date	Nov 12, 2020
Instrument	2020-0707642

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2019
Property Address	3547 STARBOARD CIR, OCEANSIDE, CA 92054-4643
Document Number	0000389121
Instrument Date	Aug 30, 2019
Instrument	389121
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3547 STARBOARD CIR OCEANSIDE CA 920544643, OCEANSIDE, CA 92054-4643

Mortgage

Document Number	389122
Date	Sep 9, 2019
Instrument	389122

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2018
Property Address	3547 STARBOARD CIR, OCEANSIDE, CA 92054-4643
Document Number	0000521663
Instrument Date	Dec 7, 2018
Instrument	521663
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3547 STARBOARD CIR OCEANSIDE CA 920544643, OCEANSIDE, CA 92054-4643

Mortgage

Document Number	521664
Date	Dec 20, 2018
Instrument	521664

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$625,801 (+2%) Land $443,752 Building $182,049
2025	$6,830.00 (+5.24%) Homeowner's exemption	$613,531 (+4.04%) Land $435,051 Building $178,480
2023	$6,490.00 (+1.55%) Homeowner's exemption	$589,708 Land $418,158 Building $171,550
2022	$6,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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