3547 Helms Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 3547 Helms Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,848 sqft · built 1985
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jun 2026)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0034-00-007.03`

Property Details

APN / Parcel Number

Primary APN	`0034-00-007.03`
Alternative APNs	`00340 00 007.03` `2854`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,290 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	600 sqft
Porch	Porch
Porch Area	214 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2854
Street Address	3547 HELMS RD
City	LANCASTER
State	SC
Zip	29720-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3003
Census Tract	11100

Owner

Source: Lancaster County assessment roll, APN 0034-00-007.03, as of March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2035 S WENDOVER RD, CHARLOTTE, NC 28211-2143
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 01, 2022	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC
Apr 01, 2022	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Aug 11, 2014 · Amount on Record
Deed Document Number	20268470
Deed Book / Page	2074 / 215
Prior Transfer Date	Jul 14, 2009
Prior Transfer Doc	0000009567
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 12, 2026
Property Address	3547 HELMS RD, LANCASTER, SC 29720-9360
Document Number	0000008470
Book / Page	2074 / 215
Instrument Date	Jun 12, 2026
Instrument	20268470
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$205,535.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2035 S WENDOVER RD, CHARLOTTE, NC 28211-2143

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3547 HELMS RD, LANCASTER, SC 29720-9360
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3547 HELMS RD, LANCASTER, SC 29720-9360

Mortgage

Document Number	0000005618
Date	Apr 01, 2022
Book Page	4710/59
Instrument	2022005618

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.03%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.03%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3547 HELMS RD, LANCASTER, SC 29720-9360
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3547 HELMS RD, LANCASTER, SC 29720-9360

Mortgage

Document Number	0000005619
Date	Apr 01, 2022
Book Page	4710/75
Instrument	2022005619

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	879 Months
Due	Jul 28, 2095

Tax Assessment & Valuation

Source: Lancaster County assessment roll as of March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,692.00 (-5.16%)	$10,981 (+15.1%) Land $3,501 Building $7,480	$286,300 (+28.1%) Land $78,000 Building $208,300
2024	$1,784.00 (-2.62%)
2023	$1,832.00 (+3.39%)	$9,540 (-) Land $3,000 Building $6,540	$223,500 (-) Land $60,000 Building $163,500
2022	$1,772.00	$9,540 Land $3,000 Building $6,540	$223,500 Land $60,000 Building $163,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), as of January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 3 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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