3547 CAMEO DR UNIT 29, 29, OCEANSIDE, CA 92056-6381
Document Number
0000131853
Map Reference
MAP 12527
Instrument Date
Apr 28, 2023
Instrument
2023-0131853
Transaction Type
Transfer
Record Updated
May 30, 2023
Title Company
WESTERN RESOURCES TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3547 CAMEO DR UNIT 29, 29, OCEANSIDE, CA 92056-6381
Investor
Possibly a Property Investor
Mortgage
Document Number
0000131854
Date
May 19, 2023
Instrument
2023-0131854
Lender
Name
SAN DIEGO FUNDING
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2053
March 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
3547 CAMEO DR UNIT 29, 29, OCEANSIDE, CA 92056-6381
Transaction Type
Mortgage
Record Updated
Apr 1, 2021
Title Company
LAWYERS TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3547 CAMEO DR 29 #29 29, 29, OCEANSIDE, CA 92056-6381
Mortgage
Document Number
0000217776
Date
Mar 19, 2021
Instrument
2021-0217776
Lender
Name
SUMMIT FUNDING INC
Type
Mortgage Company
Address
SACRAMENTO, CA 95815
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2051
October 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Oct 28, 2019
Property Address
3547 CAMEO DR UNIT 29, 29, OCEANSIDE, CA 92056-6381
Document Number
0000489009
Map Reference
MAP 12527
Instrument Date
Oct 3, 2019
Instrument
2019-0489009
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
PACIFIC COAST TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
3547 CAMEO DR UNIT 29, 29, OCEANSIDE, CA 92056-6381
Mortgage
Document Number
0000489010
Date
Oct 28, 2019
Instrument
2019-0489010
Lender
Name
SUMMIT FUNDING INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2049
April 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Apr 17, 2019
Property Address
3547 CAMEO DR UNIT 29, 29, OCEANSIDE, CA 92056-6381
Document Number
0000138231
Instrument Date
Feb 20, 2019
Instrument
138231
Transaction Type
Transfer
Record Updated
Apr 24, 2019
Title Company
NOT AVAILABLE
Transaction
Tax
$0.00
Additional
Quitclaim
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
3547 CAMEO DR UNIT29 OCEANSIDE CA 92056, OCEANSIDE, CA 92056
Tax Assessment & Valuation
The 2025 property tax bill for 3547 Cameo Dr, Unit 29 was $7,493.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
Oceanside City
Unified School District
Oceanside Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$647,334 (+2%)Land $452,049Building $195,285
2025
$7,493.00
$634,642Land $443,186Building $191,456
2023
$4,481.00 (+1.43%)Homeowner's exemption
$376,319Land $262,793Building $113,526
2022
$4,418.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3547 Cameo Dr, Unit 29 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2025)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Feb 2025 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3547 Cameo Dr, Unit 29 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source
Groundwater
Last State Inspection
Apr 2021
Also Mapped Here
SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead
Below detection (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable
2,000 / 100
Starlink Satellite
280 / 30
T-Mobile Fixed Wireless
100 / 20
AT&T DSL
100 / 20
May also be available: FiberFirst, GeoLinks, Verizon.