3546 Silver Springs Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3546 Silver Springs Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 1956
Lot Size	0.526 acres (22,896 sqft)
Owner	2 Individual Names on File
Last Sale	$2,195,000 (Nov 2020)
Tax Bill	$27,879 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`239-040-005-5`

Property Details

APN / Parcel Number

Primary APN	`239-040-005-5`
Alternative APN	`239-040-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Lot Area	22,896 sqft (0.526 acres)
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3546 SILVER SPRINGS RD
City	LAFAYETTE
State	CA
Zip	94549-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2140 LOT 20
Legal Subdivision	HAPPY VALLEY ESTATES UNIT #2
Legal Tract	2140
Legal Lot Number	20
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	351200

Owner

3546 Silver Springs Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3546 SILVER SPRINGS RD, LAFAYETTE, CA 94549-5220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	May 20, 2016 · Amount on File
Deed Document Number	2020266288
Transfer Doc	0000266718
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2020
Property Address	3546 SILVER SPRINGS RD, LAFAYETTE, CA 94549-5220
Document Number	0000266288
Map Reference	MB 62 PG 1
Instrument Date	Oct 27, 2020
Instrument	2020-266288
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3546 SILVER SPRINGS RD, LAFAYETTE, CA 94549-5220

Mortgage

Document Number	0000266289
Date	Nov 6, 2020
Instrument	2020-266289

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3546 Silver Springs Rd was $27,879 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,423,454 (+2%) Land $1,656,120 Building $767,334
2025	$27,879.00 Homeowner's exemption	$2,375,937 Land $1,623,648 Building $752,289
2023	$26,943.00 (+1.55%) Homeowner's exemption	$2,283,678 Land $1,560,600 Building $723,078
2022	$26,533.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3546 Silver Springs Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3546 Silver Springs Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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