3546 Secrest Lndg, Monroe, NC 28110 Property Records

Union County property record for 3546 Secrest Lndg, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,665 sqft · built 2023
Lot Size0.047 acres (2,047 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Mar 2024)
Tax Bill$3,018 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-027-804

Property Details

APN / Parcel Number

Primary APN07-027-804

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,665 sqft Living Area
1st Floor Area699 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area2,047 sqft (0.047 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3546 SECREST LNDG
CityMONROE
StateNC
Zip28110-7183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 156 SECREST LANDING MAP 2 OPCR471-472
Legal SubdivisionSECREST LANDING
Legal Lot Number156
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group3
Census Block3006
Census Tract20321

Owner

3546 Secrest Lndg is owned by two individuals who bought it in March 2024.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6119 CACTUS VALLEY RD, CHARLOTTE, NC 28277-3463
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2024 · Amount on File
Deed SaleMar 26, 2024 · Amount on File
Deed Document Number20246511
Deed Book / Page8874 / 607
Record UpdatedOct 29, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateMar 26, 2024
Property Address3546 SECREST LNDG, MONROE, NC 28110-7183
Document Number0008874607
Book / Page8874 / 607
Map ReferenceCAB R FILE 471&472
Instrument DateMar 26, 2024
Instrument6511
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5350 77 CENTER DR # DR100, DR100, CHARLOTTE, NC 28217-2781

Transferred To (Grantee/Buyer)

NameVerified Name
Address6119 CACTUS VALLEY RD, CHARLOTTE, NC 28277-3463

Mortgage

Document Number0000006512
DateMar 26, 2024
Instrument6512
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3546 Secrest Lndg was $3,018.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$345,300 (-) Land $66,100 Building $279,200$345,300 (-) Land $66,100 Building $279,200
2025$3,018.00$345,300 Land $66,100 Building $279,200$345,300 Land $66,100 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3546 Secrest Lndg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3546 Secrest Lndg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Secrest Lndg

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