Polk County property record for 3546 Manor Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,880 sqft · built 2003 |
| Lot Size | 0.195 acres (8,507 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,000 (Dec 2008) |
| Tax Bill | $831 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-16-001011-000570 |
| Primary APN | 23-27-16-001011-000570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 1,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,507 sqft (0.195 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 172 sqft |
| Street Address | 3546 MANOR LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-1381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY ESTATES PB 119 PGS 1 & 2 LOT 57 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | ASHLEY ESTATES |
| Legal Tract | 1011 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12133 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3546 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| Jan 2, 2019 | Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA |
| Sep 11, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2008 · Amount on Record |
| Deed Sale | Dec 17, 2008 · Amount on Record |
| Prior Sale | Feb 23, 2005 · Amount on Record |
| Deed Document Number | 2008210041 |
| Deed Book / Page | 7779 / 174 |
| Prior Transfer Date | Nov 11, 2005 |
| Prior Transfer Doc | 0000301821 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3546 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3546 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Document Number | 0000142341 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 11740/1348 |
| Instrument | 2021142341 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Nov 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3546 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Document Number | 0107190127 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3546 MANOR LOOP LAKELAND FL 338101381, LAKELAND, FL 33810-1381 |
| Document Number | 0107190127 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 010719/000127 |
| Instrument | 5008 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 11, 2018 |
| Property Address | 3546 MANOR LOOP, LAKELAND, FL 33810-1381 |
| Document Number | 0106080693 |
| Book / Page | 010608 / 000693 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 192647 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3546 MANOR LOOP LAKELAND FL 338101381, LAKELAND, FL 33810-1381 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $831.00 (-37.52%) Homeowner's exemption | $104,524 (+5.99%) | $256,159 (-5.23%) Land $39,000 Building $217,159 |
| 2023 | $1,330.00 (+6.15%) Homeowner's exemption | $98,619 (+3%) | $270,304 (+12.91%) Land $38,000 Building $232,304 |
| 2022 | $1,253.00 Homeowner's exemption | $95,747 | $239,408 Land $32,000 Building $207,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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