3546 Larkhaven Ave SW, Concord, NC 28027 Property Records

Cabarrus County property record for 3546 Larkhaven Ave SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,990 sqft · built 2014
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Jul 2022)
Tax Bill	$3,056 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`02039E0109.000000`

Property Details

APN / Parcel Number

Primary APN	`02039E0109.000000`
Alternative APNs	`5518 36 5370` `135345` `156561`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,687 sqft
1st Floor Area	1,990 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	257 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	156561
Street Address	3546 LARKHAVEN AVE SW
City	CONCORD
State	NC
Zip	28027-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 109 GLENGROVE
Legal Subdivision	GLENGROVE
Legal Lot Number	109
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2022
Census Tract	42603

Owner

3546 Larkhaven Ave SW is owned and occupied by two individuals who bought it in July 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3546 LARKHAVEN AVE SW, CONCORD, NC 28027-2720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Document Number	202222156
Deed Book / Page	16116 / 182
Prior Transfer Date	Dec 17, 2009
Prior Transfer Doc	13935288
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 15, 2022
Property Address	3546 LARKHAVEN AVE SW, CONCORD, NC 28027-2720
Document Number	0016116182
Book / Page	16116 / 182
Map Reference	MB 65 PG 39
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	298 JAIDA LN, 298, OAKBORO, NC 28129-7421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 LAKRHAVEN AVENUE SW, CONCORD, NC 28027-2720

Mortgage

Document Number	0161160185
Date	Jul 15, 2022
Instrument	16116-0185

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3546 LARKHAVEN AVE SW, CONCORD, NC 28027-2720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14552255
Date	Oct 5, 2020
Book Page	14552/255

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 6, 2020
Property Address	3546 LARKHAVEN AVE SW, CONCORD, NC 28027-2720
Document Number	13935288
Book / Page	013935 / 000288
Instrument Date	Jan 6, 2020
Instrument	400
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 LARKHAVEN AVE SW CONCORD NC 280272720, CONCORD, NC 28027-2720

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,890 (-) Land $100,000 Building $306,890
2025		$406,890 Land $100,000 Building $306,890
2024			$406,890 (+62.45%) Land $100,000 Building $306,890
2023	$3,056.00	$250,470 Land $58,000 Building $192,470	$250,470 Land $58,000 Building $192,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3546 Larkhaven Ave SW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3546 Larkhaven Ave SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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