3546 Lake Tiny Cir, Orlando, FL 32818 Property Records

Orange County property record for 3546 Lake Tiny Cir, Orlando, FL 32818

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,496 sqft · built 1998
Lot Size0.119 acres (5,175 sqft)
OwnerIndividual Name on File
Last Sale$100 (Sep 2023)
Tax Bill$2,664 (2025)
Deeds & MortgagesAug 2024 Mortgage
Sep 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-22-28-6425-00-140

Property Details

APN / Parcel Number

Primary APN12-22-28-6425-00-140
Alternative APNs
  • 282212642500140
  • 235056
  • 239898
  • 244465

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,496 sqft Living Area
Gross Area1,904 sqft
1st Floor Area1,496 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,175 sqft (0.119 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area30 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3546 LAKE TINY CIR
CityORLANDO
StateFL
Zip32818-2297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionOAKS AT POWERS PARK 36/121 LOT 14
Legal Range28E
Legal Township22S
Legal Section12
Legal SubdivisionOAKS AT POWERS PARK
Legal Tract6425
Legal Lot Number14
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1014
Census Tract12305

Owner

3546 Lake Tiny Cir is owned and occupied by an individual who bought it in September 2023.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address3546 LAKE TINY CIR, ORLANDO, FL 32818-2297
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2024Deed of Trust, Mortgage · VA Mortgage
LENDING 3 INC
Sep 6, 2023Intrafamily Transfer, Transfer · VA Mortgage
LENDING 3 INC
Nov 23, 2019Loan Modification, Mortgage · Conventional with PMI
QUICKEN LNS
Feb 8, 2019Loan Modification, Mortgage · Conventional with PMI
QUICKEN LNS
Aug 29, 2017Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2023 · Amount on File
Deed SaleSep 6, 2023 · Amount on File
Prior SaleAug 29, 2017 · Amount on File
Deed Document Number2023509444
Prior Transfer DateAug 25, 2023
Prior Transfer Doc0000509444
Record UpdatedOct 29, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3546 LAKE TINY CIR, ORLANDO, FL 32818-2297
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3546 LAKE TINY CIR, ORLANDO, FL 32818-2297

Mortgage

Document Number0000452694
DateAug 5, 2024
Instrument20240452694
Lender
NameLENDING 3 INC
TypeMortgage Company
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeVA Mortgage
AmountAmount on Record
Term358 Months
DueJun 1, 2054

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateSep 6, 2023
Property Address3546 LAKE TINY CIR, ORLANDO, FL 32818-2297
Document Number0000509444
Map ReferenceMB 36 PG 121&122
Instrument DateAug 25, 2023
Instrument20230509444
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3546 LAKE TINY CIR, ORLANDO, FL 32818-2297

Transferred To (Grantee/Buyer)

NameVerified Name
Address3546 LAKE TINY CIR, ORLANDO, FL 32818-2297
InvestorPossibly a Property Investor

Mortgage

Document Number0000509445
DateSep 6, 2023
Instrument20230509445
Lender
NameLENDING 3 INC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address3546 LAKE TINY CIR, ORLANDO, FL 32818-2297
Document Number0000799242
Instrument DateNov 23, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3546 LAKE TINY CIR ORLANDO FL 328182297, ORLANDO, FL 32818-2297

Mortgage

Document Number0000799242
DateDec 23, 2019
Instrument799242
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 22, 2049
Interest
Rate3.25%

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address3546 LAKE TINY CIR, ORLANDO, FL 32818-2297
Document Number0000140483
Instrument DateFeb 8, 2019
Transaction TypeMortgage
Record UpdatedMar 26, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3546 LAKE TINY CIR ORLANDO FL 328182297, ORLANDO, FL 32818-2297

Mortgage

Document Number0000140483
DateMar 8, 2019
Instrument140483
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional with PMI
AmountAmount on Record
Interest
Rate4.75%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 29, 2017
Property Address3546 LAKE TINY CIR, ORLANDO, FL 32818-2297
Document Number0000478945
Instrument DateAug 28, 2017
Instrument478945
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyWEST ORANGE TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,176.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3546 LAKE TINY CIR ORLANDO FL 328182297, ORLANDO, FL 32818-2297

Mortgage

Document Number478946
DateAug 29, 2017
Instrument478946
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3546 Lake Tiny Cir was $2,664, up 6.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,389 (+2.7%)$272,980 (-1.42%) Land $43,500 Building $229,480
2025$2,664.00 (+6.77%) Homeowner's exemption$172,725$276,910 Land $43,500 Building $233,410
2024$2,495.00 (+7.4%)
2023$2,323.00 (+4.69%) Homeowner's exemption$162,968 (+3%)$244,560 (+15.37%) Land $38,500 Building $206,060
2022$2,219.00 Homeowner's exemption$158,221$211,974 Land $38,500 Building $173,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3546 Lake Tiny Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3546 Lake Tiny Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000

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