3546 Carmel Ave, Irvine, CA 92606 Property Records

Orange County property record for 3546 Carmel Ave, Irvine, CA 92606

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,942 sqft · built 1970
Lot Size	0.116 acres (5,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$821,500 (Feb 2015)
Tax Bill	$10,450 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`449-042-40`

Property Details

APN / Parcel Number

Primary APN	`449-042-40`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,942 sqft Living Area
Gross Area	2,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	5,050 sqft (0.116 acres)
Lot Dimensions	101 ft deep x 50 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3546 CARMEL AVE
City	IRVINE
State	CA
Zip	92606-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 7073 BLK LOT 10
Legal Subdivision	TRACT NO 7073
Legal Tract	7073
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4001
Census Tract	52527

Owner

Source: Orange County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4916 BERRYMAN AVE, CULVER CITY, CA 90230-5112
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2015 · Amount on Record
Deed Sale	Feb 19, 2015 · Amount on Record
Prior Sale	Mar 2, 2001 · Amount on Record
Deed Document Number	201588800
Prior Transfer Date	Aug 19, 2003
Prior Transfer Doc	0001047963
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 27, 2026
Property Address	3546 CARMEL AVE, IRVINE, CA 92606-1715
Document Number	0000119359
Instrument Date	Apr 15, 2026
Instrument	2026119359
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 CARMEL AVE, IRVINE, CA 92606-1715

Mortgage

Document Number	0000119359,
Date	Apr 27, 2026
Instrument	2026119359

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3546 CARMEL AVE, IRVINE, CA 92606-1715
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 CARMEL AVE, IRVINE, CA 92606-1715

Mortgage

Document Number	0000090820
Date	Feb 9, 2021
Instrument	2021000090820

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3546 CARMEL AVE, IRVINE, CA 92606-1715
Document Number	0000495067
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3546 CARMEL AVE IRVINE CA 926061715, IRVINE, CA 92606-1715

Mortgage

Document Number	0000495067
Date	Nov 27, 2019
Instrument	495067

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 26, 2039

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,450.00 (+2.12%)	$987,315 (+4.04%) Land $826,128 Building $161,187
2024	$10,233.00 (+2.65%)
2023	$9,969.00 (+1.9%)	$948,977 Land $794,048 Building $154,929
2022	$9,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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