3545 W Ridge Dr, Post Falls, ID 83854 Property Records

Kootenai County property record for 3545 W Ridge Dr, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	480 sqft · built 1982
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on File
Last Sale	$143,800 (Jul 2020)
Tax Bill	$496 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05480013010A`

Property Details

APN / Parcel Number

Primary APN	`05480013010A`
Alternative APN	`122508`

Interior

Building Area	480 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	10,846 sqft (0.249 acres)

Location & Zoning

Account Number	122508
Street Address	3545 W RIDGE DR
City	POST FALLS
State	ID
Zip	83854-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	MOUNTAIN VIEW TERRACE 1ST ADD, LT 10 BLOCK 13, PTN VAC SAWYER RD 3251N05W
Legal Range	05W
Legal Township	51N
Legal Section	32
Legal Subdivision	MOUNTAIN VIEW TERRACE 1ST ADD
Legal Block	13
Legal Lot Number	10
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2012
Census Tract	401

Owner

3545 W Ridge Dr is owned by an individual who bought it in July 2020.

Source: Kootenai County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	604 E SELTICE WAY, POST FALLS, ID 83854-8656
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage DIAMOND ROCK FINANCIAL LLC
Jul 2, 2020	Warranty Deed, Subdivision Related Transfer DAUM CONSTRUCTION LLC
Feb 14, 2020	Warranty Deed, Transfer NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN
Apr 8, 2019	Warranty Deed, Transfer PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY
May 1, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Feb 14, 2020
Deed Document Number	20202761979000
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	3545 W RIDGE DR, POST FALLS, ID 83854-9368
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2903068000
Date	Jun 2, 2022
Instrument	2903068000

Lender

Name	DIAMOND ROCK FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2023

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 2, 2020
Property Address	3545 W RIDGE DR, POST FALLS, ID 83854-9368
Document Number	2761979000
Map Reference	MB D PG 178
Instrument Date	Jul 1, 2020
Instrument	2761979000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E SELTRCE WAY, POST FALLS, ID 83854-8656

Mortgage

Document Number	2761980000
Date	Jul 2, 2020
Instrument	2761980000

Lender

Name	DAUM CONSTRUCTION LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 2, 2025

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Feb 14, 2020
Property Address	3545 W RIDGE DR, POST FALLS, ID 83854-9368
Document Number	2736778000
Map Reference	MB D PG 178
Instrument Date	Feb 5, 2020
Instrument	2736778000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3381, HAYDEN, ID 83835-3381
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 8, 2019
Property Address	3545 W RIDGE DR, POST FALLS, ID 83854-9368
Document Number	2686967000
Map Reference	MB D PG 178
Instrument Date	Apr 4, 2019
Instrument	2686967000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 W RIDGE DR, POST FALLS, ID 83854-9368

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 1, 2017
Property Address	3545 W RIDGE DR, POST FALLS, ID 83854-9368
Document Number	2592505000
Map Reference	MB D PG 178
Instrument Date	Apr 28, 2017
Instrument	2592505000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 782, RATHDRUM, ID 83858-0782

Tax Assessment & Valuation

The 2025 property tax bill for 3545 W Ridge Dr was $496, up 19.2% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$496.00 (+19.23%)	$140,060 Land $130,000 Building $10,060	$140,060 Land $130,000 Building $10,060
2024	$416.00 (-18.11%)
2023	$508.00 (-10.56%)	$143,951 (-1.08%) Land $135,000 Building $8,951	$143,951 (-1.08%) Land $135,000 Building $8,951
2022	$568.00	$145,530 Land $135,000 Building $10,530	$145,530 Land $135,000 Building $10,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 W Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 W Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN VIEW TERRACE private · serves 445 people · EPA ID ID1280123
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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