3545 W Lehman Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 3545 W Lehman Rd, Tracy, CA 95304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,579 sqft · built 1988
Lot Size	1.23 acres (53,579 sqft)
Owner	Company Name on Record
Last Sale	$449,000 (Dec 2000)
Tax Bill	$7,374 (2026)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Sep 2020 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`255-020-460-000`

Property Details

APN / Parcel Number

Primary APN	`255-020-460-000`
Alternative APN	`255-020-46`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,579 sqft Living Area
1st Floor Area	2,579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	53,579 sqft (1.23 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	255-020-46
Street Address	3545 W LEHMAN RD
City	TRACY
State	CA
Zip	95304-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG40
Legal Description	87 FM 19 & PT TO 45 & ROAD PM 15-2
Legal Subdivision	PETZ PROPERTIES
Legal Block	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3545 W LEHMAN RD, TRACY, CA 95304-9336
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 24, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 24, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2000 · Amount on Record
Deed Sale	Dec 20, 2000 · Amount on Record
Deed Document Number	2000150357
Last Transfer Date	Dec 8, 2002
Transfer Doc	0000229850
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3545 W LEHMAN RD, TRACY, CA 95304-9336
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 W LEHMAN RD, TRACY, CA 95304-9336

Mortgage

Document Number	0000032801
Date	Mar 11, 2022
Instrument	2022-032801

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.64%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.64%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3545 W LEHMAN RD, TRACY, CA 95304-9336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 W LEHMAN RD, TRACY, CA 95304-9336

Mortgage

Document Number	0000128457
Date	Sep 29, 2020
Instrument	2020-128457

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	914 Months
Due	Nov 23, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.83%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3545 W LEHMAN RD, TRACY, CA 95304-9336
Document Number	0000128458
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 W LEHMAN RD TRACY CA 953049336, TRACY, CA 95304-9336

Mortgage

Document Number	0000128458
Date	Sep 29, 2020
Instrument	128458

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Sep 28, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.83%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3545 W LEHMAN RD, TRACY, CA 95304-9336
Document Number	0000060109
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3545 W LEHMAN RD TRACY CA 953049336, TRACY, CA 95304-9336

Mortgage

Document Number	0000060109
Date	May 31, 2018
Instrument	60109

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	May 30, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.17%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3545 W LEHMAN RD, TRACY, CA 95304-9336
Document Number	0000060108
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3545 W LEHMAN RD TRACY CA 953049336, TRACY, CA 95304-9336

Mortgage

Document Number	0000060108
Date	May 31, 2018
Instrument	60108

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVE, ORANGE, CA 92868-1638

Agreement

Amount	Amount Recorded
Term	936 Months
Due	May 30, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.17%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	New Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,374.00 (+1.5%)
2025	$7,265.00 (+4.96%) Homeowner's exemption	$690,784 (+4.04%) Land $236,353 Building $454,431
2023	$6,922.00 (+1.79%) Homeowner's exemption	$663,962 Land $227,176 Building $436,786	$1,162,350
2022	$6,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1998–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave.

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