3545 Vancouver Way, Concord, CA 94520 Property Records

Contra Costa County property record for 3545 Vancouver Way, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1960
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (May 2021)
Tax Bill	$9,266 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`110-281-027`

Property Details

APN / Parcel Number

Primary APN	`110-281-027`
Alternative APN	`110-281-027-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3545 VANCOUVER WAY
City	CONCORD
State	CA
Zip	94520-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2721 LOT 174
Legal Subdivision	2721 SUN TERRACE
Legal Tract	2721
Legal Lot Number	174
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2013
Census Tract	329000

Owner

3545 Vancouver Way is owned and occupied by two individuals who bought it in May 2021.

Source: Contra Costa County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 12, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage ORION LNDG
Feb 13, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 13, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 5, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Feb 13, 2018 · Amount on File
Deed Document Number	2021142390
Prior Transfer Date	Apr 29, 1994
Prior Transfer Doc	0000144033
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 15, 2026
Property Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551
Document Number	0000074675
Instrument Date	Jul 10, 2026
Instrument	202674675
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551

Mortgage

Document Number	0000074675,
Date	Jul 15, 2026
Instrument	202674675

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119593
Date	Jun 19, 2020
Instrument	2020-119593

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 12, 2021
Property Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551
Document Number	0000142390
Map Reference	MB 76 PG 10
Instrument Date	May 3, 2021
Instrument	2021-142390
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551

Mortgage

Document Number	0000142391
Date	May 12, 2021
Instrument	2021-142391

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551
Document Number	0000190402
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3545 VANCOUVER WAY CONCORD CA 945201551, CONCORD, CA 94520-1551

Mortgage

Document Number	0000190402
Date	Oct 29, 2019
Instrument	190402

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 13, 2018
Property Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551
Document Number	0000023036
Instrument Date	Feb 8, 2018
Instrument	23036
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1715 ALMOND BLOSSOM LN SAN JOSE CA 951246436, SAN JOSE, CA 95124-6436

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 13, 2018
Property Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551
Document Number	0000023037
Instrument Date	Feb 8, 2018
Instrument	23037
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$661.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3545 VANCOUVER WAY CONCORD CA 945201551, CONCORD, CA 94520-1551

Mortgage

Document Number	23038
Date	Feb 13, 2018
Instrument	23038

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 5, 2017
Property Address	3545 VANCOUVER WAY, CONCORD, CA 94520-1551
Document Number	0000183017
Instrument Date	Sep 26, 2017
Instrument	183017
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$412.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 ALMOND BLOSSOM LN SAN JOSE CA 951246436, SAN JOSE, CA 95124-6436

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Vancouver Way was $9,266 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$720,000 (-4.64%) Land $423,529 Building $296,471
2025	$9,266.00 Homeowner's exemption	$755,000 Land $444,118 Building $310,882
2023	$8,726.00 (-8.37%) Homeowner's exemption	$713,000 Land $419,000 Building $294,000
2022	$9,523.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3545 Vancouver Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3545 Vancouver Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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