3545 Trail on Rd, Moraine (Dayton), OH 45439 Property Records

Montgomery County property record for 3545 Trail on Rd, Moraine, OH 45439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 2000
Lot Size	0.088 acres (3,851 sqft)
Owner	Company Name on File
Last Sale	$42,000 (Apr 2021)
Tax Bill	$2,314 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`J44120914-0073`

Property Details

APN / Parcel Number

Primary APN	`J44120914-0073`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,851 sqft (0.088 acres)
Lot Dimensions	110 ft deep x 35 ft wide
View / Lot	Neighborhood / Spot
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3545 TRAIL ON RD
City	MORAINE
State	OH
Zip	45439-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1662 MIAMI SHORES
Legal Subdivision	MIAMI SHORES
Legal Lot Number	73
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MORAINE
Census Block Group	1
Census Block	1022
Census Tract	30200

Owner

3545 Trail on Rd is owned by a company that bought it in April 2021.

Source: Montgomery County records, as of December 30, 2025

Owner of Record	Company Name on File
Mailing Address	228 PARK AVE S, NEW YORK, NY 10003-1502
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Mar 24, 2022	Warranty Deed, Transfer HOMETOWN TITLE INC, HOMETOWN TITLE
Apr 1, 2021	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Mar 4, 2003 · Amount on File
Deed Document Number	202125908
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	0000025908
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3545 TRAIL ON RD, MORAINE, OH 45439-1149
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 CRIDLEY DRIVE, DAYTON, OH 45432

Mortgage

Document Number	0000057818
Date	Oct 17, 2025
Instrument	2025-00057818

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 24, 2022
Property Address	3545 TRAIL ON RD, MORAINE, OH 45439-1149
Document Number	0000020326
Instrument Date	Feb 23, 2022
Instrument	2022-00020326
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	HOMETOWN TITLE INC, HOMETOWN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1502
Investor	Possibly a Property Investor

April 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 1, 2021
Property Address	3545 TRAIL ON RD, MORAINE, OH 45439-1149
Document Number	0000025908
Instrument Date	Mar 23, 2021
Instrument	25908
Transaction Type	Foreclosure
Record Updated	Jun 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$126.00
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Moraine City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,140 Land $7,070 Building $28,070	$100,410 Land $20,210 Building $80,200
2024	$2,314.00 (+9.36%)
2023	$2,116.00 (+22.52%)	$35,140 (+60.16%) Land $7,070 Building $28,070	$100,410 Land $20,210 Building $80,200
2022	$1,727.00	$21,940 Land $4,420 Building $17,520
2020			$62,690 Land $12,630 Building $50,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Trail on Rd in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3545 Trail on Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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