3545 Stevens Bend, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 3545 Stevens Bend, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,634 sqft · built 2003
Lot Size	0.345 acres (15,031 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`136C-C-018.00-000`

Property Details

APN / Parcel Number

Primary APN	`136C-C-018.00-000`
Alternative APNs	`136C C 01800` `R0079283`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,634 sqft Living Area
1st Floor Area	1,409 sqft
Upper Floors Area	225 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	15,031 sqft (0.345 acres)
Lot Dimensions	165 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	456 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0079283
Street Address	3545 STEVENS BND
City	MURFREESBORO
State	TN
Zip	37127-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 STEVENS BEND SEC 1 PB 21 PG 112 91.01 X 165.02
Legal Subdivision	STEVENS BEND SEC 1
Legal Lot Number	29
Jurisdiction	RUTHERFORD TN
Township / Civil Division	18
Census Block Group	1
Census Block	1032
Census Tract	41201

Owner

3545 Stevens Bend is owned and occupied by two individuals who acquired it in October 2019.

Source: Rutherford County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3545 STEVENS BND, MURFREESBORO, TN 37127-7105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 15, 2019	Quit Claim Deed, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019
Deed Sale	Oct 15, 2019
Prior Sale	Jul 3, 2012 · Amount on File
Deed Document Number	20192234472
Deed Book / Page	1824 / 1761
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	0018241761
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 1, 2026
Property Address	3545 STEVENS BND, MURFREESBORO, TN 37127-7105
Document Number	0002671006
Book / Page	2686 / 3977
Instrument Date	Sep 23, 2026
Instrument	20262671006
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 STEVENS BND, MURFREESBORO, TN 37127-7105

Mortgage

Document Number	0002671006,
Date	Oct 1, 2026
Book Page	2686/3977
Instrument	20262671006

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2056

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3545 STEVENS BND, MURFREESBORO, TN 37127-7105
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021673725
Date	Nov 12, 2021
Book Page	2167/3725
Instrument	2404226

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3545 STEVENS BND, MURFREESBORO, TN 37127-7105
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020343577
Date	Feb 8, 2021
Book Page	2034/3577
Instrument	2338804

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	MOAPA, NV 89025

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 15, 2019
Property Address	3545 STEVENS BND, MURFREESBORO, TN 37127-7105
Document Number	RB18241761
Book / Page	001824 / 001761
Instrument Date	Oct 1, 2019
Instrument	2234472
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	ELEVATED TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3545 STEVENS BND MURFREESBORO TN 371277105, MURFREESBORO, TN 37127-7105

Mortgage

Document Number	RB18241765
Date	Oct 15, 2019
Book Page	001824/001765
Instrument	2234473

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Stevens Bend was $2,052.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,225 (+25.74%) Land $27,500 Building $63,725	$364,900 Land $110,000 Building $254,900
2025	$2,052.00	$72,550 Land $13,750 Building $58,800
2023	$2,052.00	$72,550 Land $13,750 Building $58,800	$290,200 (-) Land $55,000 Building $235,200
2022			$290,200 Land $55,000 Building $235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Stevens Bend in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Stevens Bend is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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