3545 Spring Valley Ter, Mountain Brook (Birmingham), AL 35223 Property Records

Jefferson County property record for 3545 Spring Valley Ter, Mountain Brook, AL 35223

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,146 sqft · built 1964
Lot Size0.441 acres (19,200 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (May 2021)
Tax Bill$6,471 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN28-00-01-2-005-006.000

Property Details

APN / Parcel Number

Primary APN28-00-01-2-005-006.000
Alternative APNs
  • 28012005006000RR00
  • 356799

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,146 sqft Living Area
Gross Area3,202 sqft
1st Floor Area2,146 sqft
Basement Area1,056 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1981
Exterior MaterialHardboard
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,200 sqft (0.441 acres)
Lot Dimensions160 ft deep x 120 ft wide

Exterior Amenities

PorchSlab
Porch Area165 sqft
Deck AreaDeck Area
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number356799
Street Address3545 SPRING VALLEY TER
CityMOUNTAIN BRK
StateAL
Zip35223-1529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionLOT 6 BLK 3 CRESTRIDGE ADD TO MTN BROOK CREST ESTS 10TH SECT 66/28
Legal Range02W
Legal Township18S
Legal Section01
Legal SubdivisionCRESTRIDGE 10TH S 28-1-2
Legal Block3
Legal Lot Number6
JurisdictionJEFFERSON AL
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1012
Census Tract10806

Owner

3545 Spring Valley Ter is owned and occupied by two individuals who bought it in May 2021.

Source: Jefferson County records, as of October 22, 2026

Owner of Record2 Individual Names on File
Mailing Address3545 SPRING VALLEY TER, MOUNTAIN BRK, AL 35223-1529
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Warranty Deed, Transfer · Conventional Mortgage
BANCORP BANK
Apr 30, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2021 · Amount on File
Deed SaleMay 27, 2021 · Amount on File
Prior SaleApr 30, 2021 · Amount on File
Deed Document Number202161364
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateMay 27, 2021
Property Address3545 SPRING VALLEY TER, MOUNTAIN BRK, AL 35223-1529
Document Number0000061364
Instrument DateMay 21, 2021
Instrument2021061364
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 SPRING VALLEY TER, MOUNTAIN BRK, AL 35223-1529

Mortgage

Document Number0000061365
DateMay 27, 2021
Instrument2021061365
Lender
NameBANCORP BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateApr 30, 2021
Property Address3545 SPRING VALLEY TER, MOUNTAIN BRK, AL 35223-1529
Document Number0000050275
Instrument DateApr 27, 2021
Instrument2021050275
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 SPRING VALLEY TER, MOUNTAIN BRK, AL 35223-1529

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Spring Valley Ter was $6,471 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityMountain Brook City
Unified School DistrictMountain Brook City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,471.00 Homeowner's exemption$59,860$598,500 Land $324,200 Building $274,300
2023$53,460 (+14.18%) Land $30,596 Building $22,864$534,500 (+14.16%) Land $305,900 Building $228,600
2022$5,050.00 Homeowner's exemption$46,820 Land $21,380 Building $25,440$468,200 Land $213,800 Building $254,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3545 Spring Valley Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Spring Valley Ter is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 48% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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