3545 Smoke Tree Ct, Waldorf, MD 20602 Property Records

Charles County property record for 3545 Smoke Tree Ct, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,033 sqft · built 1984
Lot Size	0.21 acres (9,137 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (Aug 1989)
Tax Bill	$4,564 (2023)
Deeds & Mortgages	Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-140211`

Property Details

APN / Parcel Number

Primary APN	`06-140211`
Alternative APNs	`6140211` `140211`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,033 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	1,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,137 sqft (0.21 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Patio Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	140211
Street Address	3545 SMOKE TREE CT
City	WALDORF
State	MD
Zip	20602-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 36 BLK A HUNTINGTON NEIGHBORHOOD ST CHARLES AREA C SEC 2
Legal Subdivision	ST CHARLES
Legal Block	A
Legal Lot Number	36
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	850905

Owner

3545 Smoke Tree Ct is owned and occupied by two individuals who acquired it in July 2019.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3545 SMOKE TREE CT, WALDORF, MD 20602-2642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 1989 · Amount on File
Deed Sale	Aug 16, 1989 · Amount on File
Prior Sale	Jul 28, 1988 · Amount on File
Deed Book / Page	1404 / 255
Last Transfer Date	Jul 2, 2019
Transfer Doc	0110330221
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 5, 2020
Property Address	3545 SMOKE TREE CT, WALDORF, MD 20602-2642
Document Number	0110330221
Book / Page	011033 / 000221
Instrument Date	Jul 2, 2019
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3545 SMOKE TREE CT WALDORF MD 206022642, WALDORF, MD 20602-2642

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,433 (+5.19%)	$405,500 (-) Land $126,100 Building $279,400
2025		$367,367	$405,500 Land $126,100 Building $279,400
2023	$4,564.00	$322,000	$348,300 Land $126,100 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Smoke Tree Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Smoke Tree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20