3545 Smithfield Dr NW, Conover, NC 28613 Property Records

Catawba County property record for 3545 Smithfield Dr NW, Conover, NC 28613

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,675 sqft · built 1980
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on Record
Tax Bill$969 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3742-07-68-8713

Property Details

APN / Parcel Number

Primary APN3742-07-68-8713
Alternative APN
  • 0067658

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,675 sqft Living Area
1st Floor Area3,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeNo Foundation
Lot Area28,314 sqft (0.65 acres)
Lot Dimensions200 ft deep x 120 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3545 SMITHFIELD DR NW
CityCONOVER
StateNC
Zip28613-9782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-9A
Legal DescriptionLOT 1-4 1-4C PL 14-36 SMITHFIELD PL 14-36
Legal SubdivisionSMITHFIELD
Legal Lot Number1-4
JurisdictionCATAWBA NC
Township / Civil DivisionCLINES
Census Block Group2
Census Block2033
Census Tract10203

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3545 SMITHFIELD DR NW, CONOVER, NC 28613-9782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Aug 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Feb 28, 2018Deed of Trust, Mortgage · Line of Credit
STATE EMPS FCU/NY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2008
Deed SaleNov 19, 2008
Prior SaleMar 28, 2008 · Amount on Record
Deed Document Number200825962
Deed Book / Page2943 / 164
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3545 SMITHFIELD DR NW, CONOVER, NC 28613-9782
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037800506
DateNov 14, 2022
Book Page3780/506
Instrument24346
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3545 SMITHFIELD DR NW, CONOVER, NC 28613-9782
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034150877
DateAug 29, 2017
Book Page03415/0877
Instrument14906
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3545 SMITHFIELD DR NW, CONOVER, NC 28613-9782
Document Number0034420467
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedMar 16, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 SMITHFIELD DR NW CONOVER NC 286139782, CONOVER, NC 28613-9782

Mortgage

Document Number0034420467
DateMar 6, 2018
Book Page003442/000467
Instrument3549
Lender
NameSTATE EMPS FCU/NY
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityConover City
Unified School DistrictNewton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,100 (-) Land $15,500 Building $227,600
2025$969.00 (-49.77%)$243,100 (+58.58%) Land $15,500 Building $227,600
2024$1,929.00 (+0.73%)
2023$1,915.00$153,300 Land $12,900 Building $140,400$243,100 Land $15,500 Building $227,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2019–2020)
Most Recent ClaimAug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONOVER
serves 15,347 people · EPA ID NC0118020
Water SourcePurchased surface water from CITY OF HICKORY
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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