Minnehaha County property record for 3545 S Spencer Blvd, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,542 sqft · built 1993 |
| Lot Size | 0.503 acres (21,928 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $15,395 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-34-202-006-000 |
| Primary APN | 01-22-34-202-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,542 sqft Finished Area |
| 1st Floor Area | 3,542 sqft |
| Basement Area | 3,542 sqft |
| Finished Basement | 3,100 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,928 sqft (0.503 acres) |
| Lot Dimensions | 162 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 2,053 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 49965 |
|---|---|
| Street Address | 3545 S SPENCER BLVD |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-4654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6A BLOCK 8 THE PARK IN TUTHILL HIGHLANDS ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | TUTHILL HIGHLANDS ADDN |
| Legal Block | 8 |
| Legal Lot Number | 6A |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1902 |
3545 S Spencer Blvd is owned and occupied by an individual.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3545 S SPENCER BLVD, SIOUX FALLS, SD 57103-4654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST PREMIER BANK |
| Feb 16, 2024 | Warranty Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO |
| Feb 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 3545 S SPENCER BLVD, SIOUX FALLS, SD 57103-4654 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 1846MTG/338 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 1846 MTG/338 |
| Name | FIRST PREMIER BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Feb 16, 2024 |
| Property Address | 3545 S SPENCER BLVD, SIOUX FALLS, SD 57103-4654 |
| Document Number | DEED624/377 |
| Book / Page | DEED 624 / 377 |
| Instrument Date | Feb 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $163.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 W 40TH ST, SIOUX FALLS, SD 57105-5715 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Feb 23, 2022 |
| Property Address | 3545 S SPENCER BLVD, SIOUX FALLS, SD 57103-4654 |
| Document Number | 611DEED/837 |
| Book / Page | 611 DEED / 837 |
| Instrument Date | Feb 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3545 S SPENCER BLVD, SIOUX FALLS, SD 57103-4654 |
| Document Number | 1947MTG263 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 1947 MTG/263 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 3545 S Spencer Blvd was $15,395.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,154,658 (-0.3%) Land $83,076 Building $1,071,582 | $1,154,658 Land $83,076 Building $1,071,582 | |
| 2025 | $15,395.00 | $1,158,100 (+5.85%) Land $74,600 Building $1,083,500 | |
| 2024 | $15,395.00 | $1,094,100 Land $74,600 Building $1,019,500 | |
| 2022 | $17,599.00 | $1,199,000 Land $64,000 Building $1,135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3545 S Spencer Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2014 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3545 S Spencer Blvd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
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