3545 Ross St, Riverside, CA 92503 Property Records

Riverside County property record for 3545 Ross St, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 971 sqft · built 1955
Lot Size	0.159 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2018)
Tax Bill	$4,151 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-073-020`

Property Details

APN / Parcel Number

Primary APN	`234-073-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	971 sqft Living Area
Gross Area	1,371 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.159 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	234073020
Street Address	3545 ROSS ST
City	RIVERSIDE
State	CA
Zip	92503-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 183 MB 029/009 HARMONY DALE TR 2
Legal Subdivision	HARMONY DALE
Legal Tract	2
Legal Lot Number	183
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3002
Census Tract	31601

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3545 ROSS ST, RIVERSIDE, CA 92503-4122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 6, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 24, 2018	Grant Deed, Transfer · FHA Mortgage VALLEY VIEW HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on Record
Deed Sale	Oct 24, 2018 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	2018-0420983
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3545 ROSS ST, RIVERSIDE, CA 92503-4122
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 ROSS ST, RIVERSIDE, CA 92503-4122

Mortgage

Document Number	0000327582
Date	May 28, 2021
Instrument	2021-0327582

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3545 ROSS ST, RIVERSIDE, CA 92503-4122
Document Number	0000014677
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3545 ROSS ST RIVERSIDE CA 925034122, RIVERSIDE, CA 92503-4122

Mortgage

Document Number	0000014677
Date	Jan 13, 2020
Instrument	14677

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 24, 2018
Property Address	3545 ROSS ST, RIVERSIDE, CA 92503-4122
Document Number	0000420983
Instrument Date	Sep 24, 2018
Instrument	420983
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3545 ROSS ST RIVERSIDE CA 925034122, RIVERSIDE, CA 92503-4122

Mortgage

Document Number	420984
Date	Oct 24, 2018
Instrument	420984

Lender

Name	VALLEY VIEW HM LOANS
Address	BUENA PARK, CA 90623

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,151.00 (+3.83%)	$368,117 (+4.04%) Land $100,395 Building $267,722
2023	$3,998.00 (+1.89%)	$353,825 Land $96,498 Building $257,327
2022	$3,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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