3545 Ridge Rd, Otis, OR 97368 Property Records

Tillamook County property record for 3545 Ridge Rd, Otis, OR 97368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,285 sqft · built 2019
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$1,007,000 (Nov 2024)
Tax Bill	$6,233 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6S1114-DD-00700`

Property Details

APN / Parcel Number

Primary APN	`6S1114-DD-00700`
Alternative APNs	`R0224992` `224992`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,285 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	1,316 sqft
2nd Floor Area	969 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Deck Area	24 sqft
Patio Area	72 sqft

Location & Zoning

Account Number	224992
Street Address	3545 RIDGE RD
City	OTIS
State	OR
Zip	97368-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	CASCADE HEAD RANCH LOT 3 BLOCK 8
Legal Range	11W
Legal Township	06S
Legal Section	14
Legal Subdivision	CASCADE HEAD RANCH
Legal Block	8
Legal Lot Number	3
Jurisdiction	TILLAMOOK OR
Township / Civil Division	NESKOWIN
Census Block Group	3
Census Block	3103
Census Tract	960800

Owner

Source: Tillamook County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 6638, KENNEWICK, WA 99336-0639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUNFLOWER BANK
Jan 17, 2024	Quit Claim Deed, Transfer Quitclaim
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit FIBRE FCU
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	20244906
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Recording Date	Jul 24, 2026
Property Address	3545 RIDGE RD, OTIS, OR 97368-9538
Document Number	0000003249
Instrument Date	Jul 20, 2026
Instrument	20263249
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 RIDGE RD, OTIS, OR 97368-9538

Mortgage

Document Number	0000003249,
Date	Jul 24, 2026
Instrument	20263249

Lender

Name	SUNFLOWER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Jan 17, 2024
Property Address	3545 RIDGE RD, OTIS, OR 97368-9538
Document Number	0000000218
Map Reference	MB 224 PG 594
Instrument Date	Jan 12, 2024
Instrument	2024-00218
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 RIDGE RD, OTIS, OR 97368-9538

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	3545 RIDGE RD, OTIS, OR 97368-9538
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 RIDGE RD, OTIS, OR 97368-9538

Mortgage

Document Number	0000005720
Date	Sep 12, 2022
Instrument	2022-05720

Lender

Name	FIBRE FCU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	3545 RIDGE RD, OTIS, OR 97368-9538
Transaction Type	Mortgage
Record Updated	Jun 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 RIDGE RD, OTIS, OR 97368-9538

Mortgage

Document Number	0000003661
Date	Jun 7, 2022
Instrument	2022-03661

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Mar 5, 2021
Property Address	3545 RIDGE RD, OTIS, OR 97368-9538
Document Number	0000001941
Instrument Date	Mar 5, 2021
Instrument	2021-01941
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3545 RIDGE RD, OTIS, OR 97368-9538

Mortgage

Document Number	0000001942
Date	Mar 5, 2021
Instrument	2021-01942

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Tillamook County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Tillamook County
Unified School District	Nestucca Valley School District 101J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,233.00 (+5.97%)	$500,120 (+3%) Land $134,320 Building $365,800	$902,610 (-3.23%) Land $176,370 Building $726,240
2024	$5,882.00 (+0.81%)	$485,560 (+3%) Land $130,410 Building $355,150	$932,700 (-4.69%) Land $167,460 Building $765,240
2023	$5,835.00 (+3.57%)	$471,420 (+3%) Land $126,610 Building $344,810	$978,610 (+6.18%) Land $173,710 Building $804,900
2022	$5,634.00	$457,690 Land $122,930 Building $334,760	$921,610 Land $169,070 Building $752,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	290 units insured incl. 143 condo units
Nearby Flood Claims	61 (1987–2021)
Claims Outside the SFHA	21 of 61
Most Recent Claim	Nov 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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