3545 Raintree Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 3545 Raintree Dr, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1992
Lot Size	0.703 acres (30,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,500 (Jan 1996)
Tax Bill	$1,808 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03101G 1105`

Property Details

APN / Parcel Number

Primary APN	`03101G 1105`
Alternative APN	`157640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Heated Area
Gross Area	3,518 sqft
1st Floor Area	1,590 sqft
Basement Area	1,590 sqft
Unfinished Basement	1,590 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,615 sqft (0.703 acres)
Lot Dimensions	195 ft deep x 157 ft wide

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	157640
Street Address	3545 RAINTREE DR
City	HUDSON
State	NC
Zip	28638-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1877 PG 801 YR 2015 ST 312.00
Legal Subdivision	RAINTREE
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2011
Census Tract	31202

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3545 RAINTREE DR, HUDSON, NC 28638-9264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 30, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Mar 19, 2020	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1996 · Amount on Record
Deed Sale	Jan 1, 1996 · Amount on Record
Prior Sale	Jan 1, 1992 · Amount on Record
Deed Book / Page	1152 / 898
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3545 RAINTREE DR, HUDSON, NC 28638-9264
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021501643
Date	Nov 24, 2025
Book Page	2150/1643
Instrument	10113226

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3545 RAINTREE DR, HUDSON, NC 28638-9264
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020650984
Date	Aug 30, 2022
Book Page	2065/984
Instrument	10076231

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3545 RAINTREE DR, HUDSON, NC 28638-9264
Document Number	0010042631
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3545 RAINTREE DR HUDSON NC 286389264, HUDSON, NC 28638-9264

Mortgage

Document Number	0010042631
Date	Mar 26, 2020
Book Page	001984/001581
Instrument	10042631

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,808.00 (-4.79%)	$296,700 (-) Land $22,600 Building $274,100
2025	$1,899.00 (+50.59%)	$296,700 (+76.82%) Land $22,600 Building $274,100	$296,700 (+76.82%) Land $22,600 Building $274,100
2023		$167,800 (-) Land $22,600 Building $145,200	$167,800 (-) Land $22,600 Building $145,200
2022	$1,261.00	$167,800 Land $22,600 Building $145,200	$167,800 Land $22,600 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047
Water Source	Purchased surface water from several systems
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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