Sarasota County property record for 3545 Prudence Dr, Sarasota, FL 34235
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,079 sqft · built 1962 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,500 (Sep 2016) |
| Tax Bill | $1,357 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2020 Line of Credit |
| APN | 0030-16-0042 |
| Primary APN | 0030-16-0042 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,079 sqft Living Area |
| 1st Floor Area | 1,079 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Urethane Foam |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 253 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3545 PRUDENCE DR |
|---|---|
| City | SARASOTA |
| State | FL |
| Zip | 34235-6623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 684 KENSINGTON PARK UNIT 6 |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 09 |
| Legal Subdivision | KENSINGTON PARK UNIT 6 |
| Legal Tract | 1523 |
| Legal Lot Number | 684 |
| Legal Unit | 6 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1202 |
3545 Prudence Dr is owned and occupied by an individual who bought it in September 2016.
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3545 PRUDENCE DR, SARASOTA, FL 34235-6623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2023 | Deed of Trust, Mortgage · Line of Credit BAYFIRST NATIONAL BANK |
| Dec 9, 2020 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on File |
| Deed Sale | Sep 23, 2016 · Amount on File |
| Prior Sale | Jul 8, 2013 · Amount on File |
| Deed Document Number | 2016118877 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3545 PRUDENCE DR, SARASOTA, FL 34235-6623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3545 PRUDENCE DR, SARASOTA, FL 34235-6623 |
| Document Number | 0000101731 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023101731 |
| Name | BAYFIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3545 PRUDENCE DR, SARASOTA, FL 34235-6623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3545 PRUDENCE DR, SARASOTA, FL 34235-6623 |
| Document Number | 0000174228 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2020174228 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | SARASOTA, FL 34236 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 19, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3545 Prudence Dr was $1,357 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,357.00 Homeowner's exemption | $153,565 | $211,500 Land $127,100 Building $84,400 |
| 2023 | $1,722.00 (+4.68%) Homeowner's exemption | $144,890 (+3%) | $216,700 (+12.11%) Land $101,100 Building $115,600 |
| 2022 | $1,645.00 Homeowner's exemption | $140,670 | $193,300 Land $98,200 Building $95,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 3545 Prudence Dr; there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3545 Prudence Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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