3545 Pape Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3545 Pape Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,741 sqft · built 1916
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,070 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038-0A03-0465-00`

Property Details

APN / Parcel Number

Primary APN	`038-0A03-0465-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,741 sqft Living Area
Gross Area	2,443 sqft
1st Floor Area	702 sqft
2nd Floor Area	702 sqft
Attic	Attic
Attic Area	337 sqft
Basement Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3545 PAPE AVE
City	CINCINNATI
State	OH
Zip	45208-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3545 PAPE AVE 40 X 120 LOT 17 HYDE PARK EAST SUB
Legal Subdivision	HYDE PARK EAST SUB
Legal Lot Number	17
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	5100

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3545 PAPE AVE, CINCINNATI, OH 45208-1722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST COMPANY
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 8, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Aug 23, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jul 26, 2019	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Mar 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 11, 2026
Property Address	3545 PAPE AVE, CINCINNATI, OH 45208-1722
Document Number	0000075356
Book / Page	15748 / 2148
Instrument Date	Sep 4, 2026
Instrument	202675356
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$107,060.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3545 PAPE AVE, CINCINNATI, OH 45208-1722

Mortgage

Document Number	0000075357,
Date	Sep 11, 2026
Book Page	15748/2151
Instrument	202675357

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 19, 2022
Property Address	3545 PAPE AVE, CINCINNATI, OH 45208-1722
Document Number	0000114147
Book / Page	14816 / 149
Map Reference	MB 22 PG 54&55
Instrument Date	Dec 14, 2022
Instrument	2022-0114147
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 PAPE AVE, CINCINNATI, OH 45208-1722

Mortgage

Document Number	0000114148
Date	Dec 19, 2022
Instrument	2022-0114148

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3545 PAPE AVE, CINCINNATI, OH 45208-1722
Document Number	0000066832
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3545 PAPE AVE CINCINNATI OH 452081722, CINCINNATI, OH 45208-1722

Mortgage

Document Number	0000066832
Date	Jul 13, 2020
Book Page	014208/002501
Instrument	66832

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 23, 2019
Property Address	3545 PAPE AVE, CINCINNATI, OH 45208-1722
Document Number	0000070761
Book / Page	013987 / 000922
Instrument Date	Aug 16, 2019
Instrument	70761
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,565.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3545 PAPE AVE CINCINNATI OH 452081722, CINCINNATI, OH 45208-1722

Mortgage

Document Number	70763
Date	Aug 23, 2019
Book Page	013987/000926
Instrument	70763

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3545 PAPE AVE, CINCINNATI, OH 45208-1722
Document Number	0000063077
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3545 PAPE AVE CINCINNATI OH 452081722, CINCINNATI, OH 45208-1722

Mortgage

Document Number	0000063077
Date	Aug 2, 2019
Book Page	013972/000018
Instrument	63077

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 27, 2017
Property Address	3545 PAPE AVE, CINCINNATI, OH 45208-1722
Document Number	0000026964
Book / Page	013382 / 002204
Instrument Date	Jan 3, 2017
Instrument	26964
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3545 PAPE AVE CINCINNATI OH 452081722, CINCINNATI, OH 45208-1722

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,070.00 (-0.37%)	$171,675 (-) Land $49,770 Building $121,905	$490,500 (-) Land $142,200 Building $348,300
2024	$9,104.00 (-2.21%)	$171,675 (-) Land $49,770 Building $121,905
2023	$9,310.00 (+12.22%)	$171,675 (+25.37%) Land $49,770 Building $121,905	$490,500 (+25.37%) Land $142,200 Building $348,300
2022	$8,296.00 Homeowner's exemption	$136,938 Land $41,251 Building $95,687
2020			$391,250 Land $117,860 Building $273,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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