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  5. NW 86th Way

3545 NW 86th Way, Gainesville, FL 32606 Property Records

Alachua County property record for 3545 NW 86th Way, Gainesville, FL 32606

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,372 sqft · built 1994
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$177,000 (Nov 2017)
Tax Bill$2,944 (2024)
Deeds & MortgagesMar 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06230-001-037

Property Details

APN / Parcel Number

Primary APN06230-001-037
Alternative APN
  • 00566170000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,372 sqft Heated Area
1st Floor Area1,372 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1996
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage Area330 sqft
DrivewayDriveway
Driveway Area297 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area24 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number00566170000
Street Address3545 NW 86TH WAY
CityGAINESVILLE
StateFL
Zip32606-5658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionNORTHRIDGE PHASE 1 UNIT 1 PB N-68-69 LOT 37 OR 4556/1708
Legal Range19E
Legal Township09S
Legal Section29
Legal SubdivisionNORTHRIDGE PHASE I
Legal Phase1
Legal Lot Number37
Legal Unit1
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3008
Census Tract1701

Owner

Source: Alachua County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3545 NW 86TH WAY, GAINESVILLE, FL 32606-5658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Nov 9, 2017Warranty Deed, Transfer · Conventional with PMI
NATIONS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2017 · Amount on Record
Deed SaleNov 9, 2017 · Amount on Record
Prior SaleApr 24, 2009
Deed Document Number0045561708
Deed Book / Page4556 / 1708
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALACHUA FL
Property Address3545 NW 86TH WAY, GAINESVILLE, FL 32606-5658
Transaction TypeMortgage
Record UpdatedApr 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 NW 86TH WAY, GAINESVILLE, FL 32606-5658

Mortgage

Document Number0048661375
DateMar 8, 2021
Book Page4866/1375
Instrument3321626
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 1, 2046

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateNov 9, 2017
Property Address3545 NW 86TH WAY, GAINESVILLE, FL 32606-5658
Document Number0045561708
Book / Page004556 / 001708
Instrument DateNov 9, 2017
Instrument3090646
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,239.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3545 NW 86TH WAY GAINESVILLE FL 326065658, GAINESVILLE, FL 32606-5658

Mortgage

Document Number45561710
DateNov 9, 2017
Book Page004556/001710
Instrument3090647
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 8, 2047

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166,647 (+5.99%)$204,228 (+6.03%) Land $79,000 Building $125,228
2024$2,944.00 (+2.72%)
2023$2,866.00 (+3.88%) Homeowner's exemption Senior Citizen's exemption$157,233 (+3%)$192,607 (+6.91%) Land $75,000 Building $117,607
2022$2,759.00 Homeowner's exemption$152,653$180,153 Land $75,000 Building $105,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRU - MURPHREE WTP
public/private · serves 195,768 people · EPA ID FL2010946
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
IQ Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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