Alleghany County property record for 3545 Midland Trl, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,308 sqft · built 1935 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $512 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 038C0-01-000-0030 |
| Primary APN | 038C0-01-000-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 840 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,841 sqft (0.18 acres) |
| Terrain | Rolling |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 400 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 3496 |
|---|---|
| Street Address | 3545 MIDLAND TRL |
| City | COVINGTON |
| State | VA |
| Zip | 24426-5530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | .18 AC NEAR CALLAGHAN |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 80302 |
Source: Alleghany County records · APN 038C0-01-000-0030
Assessment roll updated June 11, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3545 MIDLAND TRL, COVINGTON, VA 24426-5530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 01, 1989 |
| Deed Sale | Jan 01, 1989 |
| Record Updated | Sep 20, 2026 |
Source: Alleghany County records · Assessment roll updated June 11, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $512.00 | $104,600 (+68.71%) Land $15,000 Building $89,600 | $104,600 (+68.71%) Land $15,000 Building $89,600 |
| 2023 | $62,000 Land $8,000 Building $54,000 | $62,000 Land $8,000 Building $54,000 |
Source: FEMA National Flood Hazard Layer as of February 28, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 20 (1996–2021) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 15 locations within half a mile of this property.
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