3545 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3545 Mendon Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,792 sqft · built 1949
Lot Size0.204 acres (8,886 sqft)
OwnerIndividual Name on Record
Tax Bill$4,900 (2026)
Deeds & MortgagesMay 2021 Transfer
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-0360-30

Property Details

APN / Parcel Number

Primary APN12-0360-30
Alternative APN
  • CUMB M:052 B:0209 L:000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,792 sqft Living Area
Gross Area3,364 sqft
1st Floor Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,886 sqft (0.204 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number12-0360-30
Street Address3545 MENDON RD
CityCUMBERLAND
StateRI
Zip02864-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block209
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1007
Census Tract11403

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3545 MENDON RD, CUMBERLAND, RI 02864-2115
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 1, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 11, 2021
Transfer Doc1889-300
Record UpdatedOct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateMay 17, 2021
Property Address3545 MENDON RD, CUMBERLAND, RI 02864-2115
Document Number1889-300
Book / Page1889 / 300
Instrument DateMay 11, 2021
Instrument124192
Transaction TypeTransfer
Record UpdatedJun 3, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 MENDON RD, CUMBERLAND, RI 02864-2115

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address3545 MENDON RD, CUMBERLAND, RI 02864-2115
Document Number1786-279
Instrument DateOct 1, 2018
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 MENDON RD CUMBERLAND RI 028642115, CUMBERLAND, RI 02864-2115

Mortgage

Document Number1786-279
DateOct 18, 2018
Book Page001786/000279
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 17, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,900.00 (+5.88%)$489,500 (+29.77%) Land $210,600 Building $278,900$502,825
2025$4,628.00 (+5.59%)$377,200 (-) Land $139,100 Building $238,100
2023$4,383.00 (+7.85%)$377,200 (+39.14%) Land $139,100 Building $238,100
2022$4,064.00$271,100 Land $97,200 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimDec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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