3545 Mack Rd, Saginaw, MI 48601 Property Records

Saginaw County property record for 3545 Mack Rd, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1962
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Aug 2022)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-04-1023-000`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-04-1023-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Raised Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3545 MACK RD
City	SAGINAW
State	MI
Zip	48601-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S LY 100 FT OF W LY 200 FT OF N LY 175 FT OF THAT PART OF W 3/4 OF S 1/2 OF NE FRL 1/4 LYING N OF TATHAM RD -- 0.46 ACRE SEC
Legal Range	05E
Legal Township	11N
Legal Section	04
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	1
Census Block	1001
Census Tract	11500

Owner

3545 Mack Rd is owned and occupied by an individual who bought it in August 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3545 MACK RD, SAGINAW, MI 48601-7114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Aug 3, 2022	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Nov 22, 2017	Warranty Deed, Transfer FRANKENMUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Nov 22, 2017 · Amount on File
Deed Document Number	202221160
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3545 MACK RD, SAGINAW, MI 48601-7114
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11455 US HIGHWAY 27 S, SEBRING, FL 33876-8700

Mortgage

Document Number	0000020995
Date	Aug 2, 2022
Instrument	2022020995

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 3, 2022
Property Address	3545 MACK RD, SAGINAW, MI 48601-7114
Document Number	0000021160
Instrument Date	Jul 26, 2022
Instrument	2022021160
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3545 MACK RD, 3545, SAGINAW, MI 48601-7114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11455 US HIGHWAY 27 S, SEBRING, FL 33876-8700

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 22, 2017
Property Address	3545 MACK RD, SAGINAW, MI 48601-7114
Document Number	0000031134
Instrument Date	Nov 17, 2017
Instrument	31134
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7760 BELL RD BIRCH RUN MI 484159098, BIRCH RUN, MI 48415-9098

Mortgage

Document Number	31135
Date	Nov 22, 2017
Instrument	31135

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Mack Rd was $1,670 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,700	$93,400
2025	$1,670.00 Homeowner's exemption
2023		$32,900	$65,800
2022	$1,239.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3545 Mack Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Mar 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Mack Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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