3545 Lone Tree Ln, Jacksonville, FL 32216 Property Records

Duval County property record for 3545 Lone Tree Ln, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,184 sqft · built 2004
Lot Size	0.018 acres (783 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Aug 2024)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Aug 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154378-4705`

Property Details

APN / Parcel Number

Primary APN	`154378-4705`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,184 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	576 sqft
Upper Floors Area	608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	783 sqft (0.018 acres)
Porch	Finished Screened Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3545 LONE TREE LN
City	JACKSONVILLE
State	FL
Zip	32216-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	55-84 52-3S-27E 0.02 DRAYTON PARK LOT 34A
Legal Range	27E
Legal Township	03S
Legal Section	52
Legal Subdivision	DRAYTON PARK
Legal Lot Number	34A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1002
Census Tract	15929

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12227 GRANDMERE CT, WINDERMERE, FL 34786-6122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA
Aug 26, 2024	Warranty Deed, Transfer ATTORNEYS TITLE SERVICES LLC
Jun 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	2024186479
Deed Book / Page	21172 / 1857
Prior Transfer Date	Oct 31, 2011
Prior Transfer Doc	0157562391
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3545 LONE TREE LN, JACKSONVILLE, FL 32216-2241
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 LONE TREE LN, JACKSONVILLE, FL 32216-2241

Mortgage

Document Number	0212630798
Date	Nov 15, 2024
Book Page	21263/798
Instrument	2024249660

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	10.8%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 26, 2024
Property Address	3545 LONE TREE LN, JACKSONVILLE, FL 32216-2241
Document Number	0211721857
Book / Page	21172 / 1857
Map Reference	MB 55 PG 84,84A-84H
Instrument Date	Aug 22, 2024
Instrument	2024186479
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1621 WILDWOOD RD, UKIAH, CA 95482-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12227 GRANDMERE CT, WINDERMERE, FL 34786-6122

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 22, 2021
Property Address	3545 LONE TREE LN, JACKSONVILLE, FL 32216-2241
Document Number	0197700144
Book / Page	19770 / 144
Map Reference	MB 55 PG 84,84A-84H
Instrument Date	May 21, 2021
Instrument	2021153475
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3455 OCEAN CAY CIR, JACKSONVILLE BEACH, FL 32250-3924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 LONE TREE LN, JACKSONVILLE, FL 32216-2241

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3545 LONE TREE LN, JACKSONVILLE, FL 32216-2241
Document Number	0179490894
Book / Page	017949 / 000894
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 LONE TREE LN JACKSONVILLE FL 322162241, JACKSONVILLE, FL 32216-2241

Mortgage

Document Number	0179490894
Date	Apr 18, 2017
Book Page	017949/000894
Instrument	88717

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,025 (-8.93%) Land $60,000 Building $119,025	$179,025 (-8.93%) Land $60,000 Building $119,025
2025	$2,771.00 (-19.82%) Homeowner's exemption	$196,584 (-0.03%) Land $75,000 Building $121,584	$196,584 (-0.03%) Land $75,000 Building $121,584
2024	$3,456.00 (-2.35%)
2023	$3,539.00 (+16.11%)	$196,643 (+10.6%) Land $55,000 Building $141,643	$196,643 (+10.6%) Land $55,000 Building $141,643
2022	$3,048.00	$177,790 Land $55,000 Building $122,790	$177,790 Land $55,000 Building $122,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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