Frederick County property record for 3545 Katherine Way, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,776 sqft · built 2013 |
| Lot Size | 0.028 acres (1,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,270 (Nov 2013) |
| Tax Bill | $5,465 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-589483 |
| Primary APN | 07-589483 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,776 sqft Total Area |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,247 sqft (0.028 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 589483 |
|---|---|
| Street Address | 3545 KATHERINE WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7023 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 1565 SECTION M-1 1,247 SQ FT VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA PUD SEC M-1D |
| Legal Lot Number | 1565 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 752206 |
3545 Katherine Way, a townhouse, is owned and occupied by an individual who bought it in November 2013.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3545 KATHERINE WAY, FREDERICK, MD 21704-7023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2013 · Amount on File |
| Deed Sale | Nov 5, 2013 · Amount on File |
| Deed Document Number | 0000983782 |
| Deed Book / Page | 9837 / 82 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3545 KATHERINE WAY, FREDERICK, MD 21704-7023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3545 KATHERINE WAY, FREDERICK, MD 21704-7023 |
| Document Number | 0151730398 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 15173/398 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3545 KATHERINE WAY, FREDERICK, MD 21704-7023 |
| Document Number | 0141840029 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3545 KATHERINE WAY FREDERICK MD 217047023, FREDERICK, MD 21704-7023 |
| Document Number | 0141840029 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 014184/000029 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Oct 19, 2043 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,465.00 | $373,967 | $389,500 Land $135,000 Building $254,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3545 Katherine Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3545 Katherine Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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