3545 Heather Crst, Madison, WI 53705 Property Records

Dane County property record for 3545 Heather Crst, Madison, WI 53705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,802 sqft · built 1947
Lot Size0.287 acres (12,519 sqft)
OwnerIndividual Name on File
Last Sale$227,400 (Mar 2016)
Tax Bill$8,306 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0709-201-0607-2

Property Details

APN / Parcel Number

Primary APN0709-201-0607-2

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,802 sqft Living Area
Gross Area2,592 sqft
1st Floor Area1,112 sqft
Basement Area1,480 sqft
Finished Basement690 sqft
Unfinished Basement790 sqft
Family RoomFamily Room
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1978
Architectural StyleBungalow
Exterior MaterialWood
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area12,519 sqft (0.287 acres)
Lot Dimensions180 ft deep x 70 ft wide
TerrainWooded
View / LotTraffic
Garage TypeAttached
Garage Area392 sqft
DrivewayConcrete Driveway
Driveway Area195 sqft
Parking Spaces1 Parking Space
PorchOpen/Screened Porch
Porch Area370 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3545 HEATHER CRST
CityMADISON
StateWI
Zip53705-3324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR-C1
Legal DescriptionSUNSET VILLAGE SUNSET RIDGE ADDITION LOT 386.
Legal Range09E
Legal Township07N
Legal Section20
Legal Quarter1
Legal SubdivisionSUNSET VILLAGE SUNSET RIDGE ADDITION
Legal Lot Number386
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group3
Census Block3006
Census Tract800

Owner

3545 Heather Crst is owned and occupied by an individual who bought it in March 2016.

Source: Dane County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address3545 HEATHER CRST, MADISON, WI 53705-3324
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed of Trust, Mortgage · Line of Credit
SUMMIT CREDIT UNION
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT CU
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2016 · Amount on File
Deed SaleMar 7, 2016 · Amount on File
Deed Document Number20165219126
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Recording DateOct 6, 2026
Property Address3545 HEATHER CRST, MADISON, WI 53705-3324
Document Number0006129603
Instrument DateOct 1, 2026
Instrument20266129603
Transaction TypeMortgage
Record UpdatedOct 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 HEATHER CRST, MADISON, WI 53705-3324

Mortgage

Document Number0006129603,
DateOct 6, 2026
Instrument20266129603
Lender
NameSUMMIT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address3545 HEATHER CRST, MADISON, WI 53705-3324
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005715990
DateApr 12, 2021
Instrument5715990
Lender
NameSUMMIT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 11, 2051
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address3545 HEATHER CRST, MADISON, WI 53705-3324
Transaction TypeMortgage
Record UpdatedFeb 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005691281
DateFeb 3, 2021
Instrument5691281
Lender
NameSUMMIT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Heather Crst was $8,306, up 11.1% from the year before.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,306.00 (+11.12%) Homeowner's exemption$464,800 Land $235,500 Building $229,300
2024$7,475.00$442,200 (+9.38%)
2023$402,000 Land $214,100 Building $187,900$404,264
2022$6,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Heather Crst in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3545 Heather Crst has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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