Washoe County property record for 3545 Gull St, Reno, NV 89508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,180 sqft · built 1978 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-095-07 |
| Primary APN | 087-095-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| Gross Area | 1,620 sqft |
| 1st Floor Area | 1,180 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3545 GULL ST |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89508-8805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | COLD SPRINGS VALLEY HOMES 1 LT 3 BLK J |
| Legal Subdivision | COLD SPRINGS VALLEY HOMES 1 |
| Legal Block | J |
| Legal Lot Number | 3 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | NORTH VALLEYS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2612 |
3545 Gull St is owned and occupied by two individuals who acquired it in January 2023.
Source: Washoe County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3545 GULL ST, RENO, NV 89508-8805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Sep 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 12, 2023 |
| Transfer Doc | 0005356598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jan 12, 2023 |
| Property Address | 3545 GULL ST, RENO, NV 89508-8805 |
| Document Number | 0005356598 |
| Map Reference | FILE 512218 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 5356598 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | TICOR TITLE- RENO, TICOR TITLE RENO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3545 GULL ST, RENO, NV 89508-8805 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3545 GULL ST, RENO, NV 89508-8805 |
| Document Number | 0005356599 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 5356599 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 19, 2022 |
| Property Address | 3545 GULL ST, RENO, NV 89508-8805 |
| Document Number | 0005333898 |
| Map Reference | FILE 512218 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 5333898 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Title Company | TICOR TITLE- RENO, TICOR TITLE RENO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3545 GULL ST, 3545, RENO, NV 89508-8805 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3545 GULL ST, RENO, NV 89508-8805 |
| Investor | Possibly a Property Investor |
| Document Number | 0005333899 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 5333899 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 3545 GULL ST, RENO, NV 89508-8805 |
| Document Number | 0004977542 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 3545 GULL ST RENO NV 895088805, RENO, NV 89508-8805 |
| Document Number | 0004977542 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 4977542 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
The 2025 property tax bill for 3545 Gull St was $889.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,909 (-1.71%) Land $30,065 Building $31,844 | ||
| 2025 | $889.00 | $62,985 Land $30,065 Building $32,920 | $179,958 Land $85,900 Building $94,058 |
| 2023 | $1,174.00 | $61,039 Land $28,665 Building $32,374 | $174,396 Land $81,900 Building $92,496 |
| 2021 | $127,138 Land $48,600 Building $78,538 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3545 Gull St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3545 Gull St is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 64% of Nevada |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO COLD SPRINGS private · serves 9,910 people · EPA ID NV0000207 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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