3545 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3545 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,120 sqft · built 1960
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Last Sale$162,500 (Oct 2020)
Tax Bill$5,432 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 70.6-2-11

Property Details

APN / Parcel Number

Primary APN422800 70.6-2-11
Alternative APN
  • 280007000600020110000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions250 ft deep x 75 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3545 GUILDERLAND AVE
CitySCHENECTADY
StateNY
Zip12306-1809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1, B-1
Legal DescriptionPT-76 R VICTOR GABSO 6.-446-3
Legal SubdivisionPROPERTY BELONGING TO VICTOR GABSO
Legal Block2
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1010
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1897, SCHENECTADY, NY 12301-1897
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Deed Document Number202031651
Deed Book / Page2043 / 290
Prior Transfer DateMar 10, 2004
Prior Transfer Doc0016750670
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 14, 2020
Property Address3545 GUILDERLAND AVE, SCHENECTADY, NY 12306-1809
Document Number0000031651
Book / Page2043 / 290
Instrument DateOct 5, 2020
Instrument202031651
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyMARATHON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address385 TOWNSHIP LINE RD, 385, BELLE MEAD, NJ 08502-4205

Transferred To (Grantee/Buyer)

NameVerified Name
Address4268 FREDERICK RD, ALTAMONT, NY 12009-5004

Mortgage

Document Number0000031653
DateOct 14, 2020
Instrument202031653
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,432.00 (-7.22%)
2025$5,855.00$146,000 (-) Land $33,000 Building $113,000$224,600 (+16.92%) Land $50,766 Building $173,834
2023$146,000 Land $33,000 Building $113,000$192,100 Land $43,420 Building $148,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

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