San Luis Obispo County property record for 3545 Gilbert Ave, Cayucos, CA 93430 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1976 |
| Square Footage | 2,070 sqft Living Area |
| Lot Size | 3,500 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $640,000 (2015) |
| Tax Bill | $7,931.00 (2025) |
| Primary APN | 064-405-041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,070 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 3,500 sqft (0.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Topography | Above Road/Slope Topography |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 3545 GILBERT AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1819 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORRO STR 1 BL 21 LTS 14 & 15 |
| Legal Subdivision | MORRO STRAND 01 |
| Legal Tract | 1 |
| Legal Block | 21 |
| Legal Lot Number | 14,15 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-405-041
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3545 GILBERT AVE, CAYUCOS, CA 93430-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Nov 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CONNEXUS CU |
| Aug 30, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage RESOURCE LENDERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2015 · Amount on Record |
| Deed Sale | Dec 30, 2015 · Amount on Record |
| Prior Sale | Dec 30, 2015 · Amount on Record |
| Deed Doc Number | 0000065292 |
| Last Transfer Date | Aug 30, 2017 |
| Transfer Doc | 0000038768 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3545 GILBERT AVE, CAYUCOS, CA 93430-1819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | ORANGE COAST TITLE/CA, ORANGE COAST TITLE ONTARIO |
| Name | Verified Name |
|---|---|
| Address | 3545 GILBERT AVE, CAYUCOS, CA 93430-1819 |
| Document Number | 0000008088 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 2021008088 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3545 GILBERT AVE, CAYUCOS, CA 93430-1819 |
| Document Number | 0000050952 |
| Instrument Date | Nov 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3545 GILBERT AVE CAYUCOS CA 934301819, CAYUCOS, CA 93430-1819 |
| Document Number | 0000050952 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 50952 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 10, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 30, 2017 |
| Property Address | 3545 GILBERT AVE, CAYUCOS, CA 93430-1819 |
| Document Number | 0000038768 |
| Map Reference | MB3 PG105-107 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017038768 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 3545 GILBERT AVE, CAYUCOS, CA 93430-1819 |
| Document Number | 0000038769 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 2017038769 |
| Name | RESOURCE LENDERS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,931.00 (+1.99%) Homeowner's exemption | $757,625 (+4.04%) Land $414,325 Building $343,300 |
| 2023 | $7,776.00 (+1.74%) Homeowner's exemption | $728,207 Land $398,237 Building $329,970 |
| 2022 | $7,643.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 79% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | About 1 in 189 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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