3545 Gibraltar Dr, Reno, NV 89509 Property Records

Washoe County property record for 3545 Gibraltar Dr, Reno, NV 89509

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,159 sqft · built 2008
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Dec 2019)
Tax Bill	$3,791 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-361-05`

Property Details

APN / Parcel Number

Primary APN	`023-361-05`
Alternative APN	`43590`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,159 sqft Living Area
1st Floor Area	1,027 sqft
2nd Floor Area	1,132 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Basement
Garage Area	962 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	413 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43590
Street Address	3545 GIBRALTAR DR
City	RENO
State	NV
Zip	89509-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF5
Legal Description	SKYLINE CREST 1 LT 108 BLK C
Legal Range	19
Legal Township	19
Legal Subdivision	SKYLINE CREST 1
Legal Block	C
Legal Lot Number	108
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	1
Census Block	1011
Census Tract	1104

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3545 GIBRALTAR DR, RENO, NV 89509-5615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 6, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 23, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	May 5, 2017
Deed Document Number	4985202
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3545 GIBRALTAR DR, RENO, NV 89509-5615
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005251603
Date	Nov 24, 2021
Instrument	5251603

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3545 GIBRALTAR DR, RENO, NV 89509-5615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005087113
Date	Oct 6, 2020
Instrument	5087113

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Dec 23, 2019
Property Address	3545 GIBRALTAR DR, RENO, NV 89509-5615
Document Number	0004985202
Map Reference	FILE 242292
Instrument Date	Dec 17, 2019
Instrument	4985202
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	WESTERN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,968.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3427 SKYLINE BLVD, 3427, RENO, NV 89509-5675

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3545 GIBRALTAR DR, RENO, NV 89509-5615

Mortgage

Document Number	0004985203
Date	Dec 23, 2019
Instrument	4985203

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	May 5, 2017
Property Address	3545 GIBRALTAR DR, RENO, NV 89509-5615
Document Number	0004701854
Instrument Date	May 4, 2017
Instrument	4701854
Transaction Type	Transfer
Record Updated	May 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3545 GIBRALTAR DR RENO NV 895095615, RENO, NV 89509-5615

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,791.00 (+7.61%)	$160,577 (+7.74%) Land $42,896 Building $117,681	$458,792 (+7.74%) Land $122,560 Building $336,232
2023	$3,523.00	$149,041 Land $38,332 Building $110,709	$425,830 Land $109,520 Building $316,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 68% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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