3545 Gertrude St, Dearborn, MI 48124 Property Records

Wayne County property record for 3545 Gertrude St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1944
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Nov 2021)
Tax Bill	$3,387 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`82-09-273-31-006`

Property Details

APN / Parcel Number

Primary APN	`82-09-273-31-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	768 sqft
Basement Area	708 sqft
Finished Basement	708 sqft
Unfinished Basement	708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Other
Foundation Type	Concrete
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3545 GERTRUDE ST
City	DEARBORN
State	MI
Zip	48124-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 410 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOFF FORDSON HEIGHTS SUB 1
Legal Subdivision	FORDSON HEIGHTS NO 1
Legal Lot Number	410
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1001
Census Tract	575401

Owner

3545 Gertrude St is owned and occupied by an individual who bought it in November 2021.

Source: Wayne County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3545 GERTRUDE ST, DEARBORN, MI 48124-3723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 9, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Aug 9, 2018 · Amount on File
Deed Document Number	2021409280
Deed Book / Page	57208 / 750
Prior Transfer Date	Oct 7, 2010
Prior Transfer Doc	0488110486
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 17, 2021
Property Address	3545 GERTRUDE ST, DEARBORN, MI 48124-3723
Document Number	0572080750
Book / Page	57208 / 750
Map Reference	LB 40 PG 66
Instrument Date	Oct 22, 2021
Instrument	2021409280
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3545 GERTRUDE ST, 3545, DEARBORN, MI 48124-3723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 GERTRUDE ST, DEARBORN, MI 48124-3723

Mortgage

Document Number	0057208751
Date	Nov 17, 2021
Instrument	57208/751

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 9, 2018
Property Address	3545 GERTRUDE ST, DEARBORN, MI 48124-3723
Document Number	0545530043
Book / Page	054553 / 000043
Instrument Date	Aug 3, 2018
Instrument	241325
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24405 BUCHANAN CT FARMINGTON HILLS MI 483355705, FARMINGTON HILLS, MI 48335-5705

Mortgage

Document Number	545530045
Date	Aug 9, 2018
Book Page	054553/000045
Instrument	241326

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Gertrude St was $3,387 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,500 (-1.12%)	$159,000 (-1.12%)
2025	$3,387.00 Homeowner's exemption	$80,400	$160,800
2023		$69,900	$139,800
2019	$2,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Gertrude St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3545 Gertrude St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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