Boyd County property record for 3545 Floyd St, Ashland, KY 41102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 420 sqft · built 1960 |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Feb 2015) |
| Tax Bill | $463 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-19-05-005.00 |
| Primary APN | 031-19-05-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 420 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 653891 |
|---|---|
| Street Address | 3545 FLOYD ST |
| City | ASHLAND |
| State | KY |
| Zip | 41102-5842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | PART OF LOT 12 BOXTOWN SUBDIVISION |
| Legal Subdivision | BOXTOWN SUBITION |
| Legal Lot Number | 12 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 30600 |
3545 Floyd St is owned and occupied by an individual who bought it in February 2015.
Source: Boyd County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3545 FLOYD ST, ASHLAND, KY 41102-5842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Commercial Mortgage MEMBERS CHOICE CU |
| May 11, 2018 | Deed of Trust, Mortgage MEMBERS CHOICE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on File |
| Deed Sale | Feb 11, 2015 · Amount on File |
| Deed Document Number | 701891 |
| Deed Book / Page | D779 / 069 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 3545 FLOYD ST, ASHLAND, KY 41102-5842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3545 FLOYD ST, ASHLAND, KY 41102-5842 |
| Document Number | M1446/306 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | M1446/306 |
| Instrument | 9835827 |
| Name | MEMBERS CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41105 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 13, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 3545 FLOYD ST, ASHLAND, KY 41102-5842 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | M1380/224 |
|---|---|
| Date | May 11, 2018 |
| Book Page | M1380/224 |
| Instrument | 807200 |
| Name | MEMBERS CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41105 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | May 6, 2038 |
The 2025 property tax bill for 3545 Floyd St was $463.
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $463.00 | $72,000 Land $10,000 Building $62,000 | $72,000 Land $10,000 Building $62,000 |
| 2023 | $474.00 | $72,000 Land $10,000 Building $62,000 | $72,000 Land $10,000 Building $62,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3545 Floyd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3545 Floyd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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