1. Home
  2. Florida
  3. Pinellas County
  4. Palm Harbor
  5. Fairway Forest Dr

3545 Fairway Forest Dr, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 3545 Fairway Forest Dr, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,097 sqft · built 1981
Lot Size0.193 acres (8,394 sqft)
Owner2 Individual Names on File
Last Sale$353,900 (Apr 2019)
Tax Bill$174 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-757-2821-2

Property Details

APN / Parcel Number

Primary APNC62-000-757-2821-2
Alternative APNs
  • 27-27-16-27369-000-0230
  • 271627273690000230
  • 162727273690000230
  • R289852

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,097 sqft Living Area
Gross Area2,571 sqft
1st Floor Area2,097 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,394 sqft (0.193 acres)
Lot Dimensions115 ft deep x 75 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area12 sqft
Deck Area280 sqft
Patio Area280 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR289852
Street Address3545 FAIRWAY FOREST DR
CityPALM HARBOR
StateFL
Zip34685-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionFAIRWAY FOREST LOT 23
Legal Range16E
Legal Township27S
Legal Section27
Legal SubdivisionFAIRWAY FOREST
Legal Tract27369
Legal Lot Number23
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1000
Census Tract27329

Owner

3545 Fairway Forest Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address3545 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Mar 2, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 30, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2019 · Amount on File
Deed SaleApr 30, 2019 · Amount on File
Prior SaleOct 2, 2013 · Amount on File
Deed Document Number2019135383
Deed Book / Page20520 / 715
Prior Transfer DateSep 19, 2013
Prior Transfer Doc0181801466
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3545 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003
Transaction TypeMortgage
Record UpdatedMay 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003

Mortgage

Document Number0227760677
DateApr 23, 2024
Book Page22776/677
Instrument2024103224
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueMay 1, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3545 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003
Transaction TypeMortgage
Record UpdatedMar 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003

Mortgage

Document Number0214121868
DateMar 2, 2021
Book Page21412/1868
Instrument2021066693
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 30, 2019
Property Address3545 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003
Document Number0205200715
Book / Page020520 / 000715
Instrument DateApr 29, 2019
Instrument135383
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyTROPICAL TITLE INSURANCE LLC, TROPICAL TITLE INS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,477.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3545 FAIRWAY FOREST DR PALM HARBOR FL 346851003, PALM HARBOR, FL 34685-1003

Mortgage

Document Number205200717
DateApr 30, 2019
Book Page020520/000717
Instrument135384
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Fairway Forest Dr was $174 with a veteran's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$174.00 Veteran's exemption$335,786$443,280 Land $130,594 Building $312,686
2023$163.00 (+3.82%) Homeowner's exemption$316,818 (+3%)$460,736 (+32.82%) Land $203,835 Building $256,901
2022$157.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$307,590$346,890 Land $153,315 Building $193,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Fairway Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 135 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies159 units insured
incl. 24 condo units
Nearby Flood Claims5 (2011–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Fairway Forest Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Fairway Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures