3545 Essen Rd NE, Cambridge, MN 55008 Property Records

Isanti County property record for 3545 Essen Rd NE, Cambridge, MN 55008

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 1962
OwnerCompany Name on File
Last Sale$425,000 (Feb 2019)
Tax Bill$4,232 (2023)
Deeds & MortgagesFeb 2019 Sale
Flood ZoneZone X (moderate risk)
APN05.045.0040

Property Details

APN / Parcel Number

Primary APN05.045.0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,744 sqft Heated Area
FlooringTile
Interior WallsPaneling

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage TypeDetached
Garage Area792 sqft
DrivewayDriveway
Parking Spaces3 Parking Spaces
Deck Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

StateMN
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionESSENS LAKE FANNY LOTS
JurisdictionISANTI MN
Township / Civil DivisionISANTI
Census Block Group1
Census Block1040
Census Tract130303

Owner

3545 Essen Rd NE is owned by a company that acquired it in December 2024 and is owner-occupied.

Source: Isanti County records, as of August 10, 2026

Owner of RecordCompany Name on File
Mailing AddressMN
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2019 · Amount on File
Deed SaleFeb 6, 2019 · Amount on File
Prior SaleJan 17, 2007 · Amount on File
Last Transfer DateDec 3, 2024
Transfer Doc000A534273
Record UpdatedSep 20, 2026

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionISANTI MN
Recording DateFeb 6, 2019
Property Address3545 ESSEN RD NE, CAMBRIDGE, MN 55008-6723
Document Number0000919982
Instrument DateFeb 6, 2019
Instrument919982
Transaction TypeTransfer
Record UpdatedMar 8, 2019

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 ESSEN RD NE CAMBRIDGE MN 550086723, CAMBRIDGE, MN 55008-6723

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyIsanti County
County SubdivisionIsanti Township
Unified School DistrictCambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026Homeowner's exemption
2025Homeowner's exemption$421,500 Land $154,400 Building $267,100$421,500 Land $154,400 Building $267,100
2023$4,232.00 (-7.8%) Homeowner's exemption$415,900 Land $154,400 Building $261,500$415,900 Land $154,400 Building $261,500
2022$4,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Essen Rd NE in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Essen Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Midco
Cable
2,000 / 350
GigFire
Fixed Wireless
150 / 130

May also be available: Verizon.

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