3545 Edgewater Dr, Jacksonville, FL 32210 Property Records

Duval County property record for 3545 Edgewater Dr, Jacksonville, FL 32210

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,526 sqft · built 1956
Lot Size	0.203 acres (8,845 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (May 2016)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`105381-0000`

Property Details

APN / Parcel Number

Primary APN	`105381-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	1,100 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,845 sqft (0.203 acres)
Lot Dimensions	95 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	323 sqft
Carport	Carport
Carport Area	323 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3545 EDGEWATER DR
City	JACKSONVILLE
State	FL
Zip	32210-3962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	25-34 42-3S-26E CEDAR SHORES MANOR LOT 20 BLK 1
Legal Range	26E
Legal Township	03S
Legal Section	42
Legal Subdivision	CEDAR SHORES MANOR
Legal Block	1
Legal Lot Number	20
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1021
Census Tract	12500

Owner

3545 Edgewater Dr is owned and occupied by two individuals who bought it in May 2016.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3545 EDGEWATER DR, JACKSONVILLE, FL 32210-3962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2016 · Amount on File
Deed Sale	May 11, 2016 · Amount on File
Prior Sale	Mar 4, 2014 · Amount on File
Deed Document Number	2016106202
Deed Book / Page	17558 / 841
Prior Transfer Date	Feb 21, 2014
Prior Transfer Doc	0167060898
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3545 EDGEWATER DR, JACKSONVILLE, FL 32210-3962
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 EDGEWATER DR, JACKSONVILLE, FL 32210-3962

Mortgage

Document Number	0216310294
Date	Sep 25, 2025
Book Page	21631/294
Instrument	2025223830

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	249 Months
Due	Jun 1, 2046

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3545 EDGEWATER DR, JACKSONVILLE, FL 32210-3962
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 EDGEWATER DR, JACKSONVILLE, FL 32210-3962

Mortgage

Document Number	0203251144
Date	Jun 16, 2022
Book Page	20325/1144
Instrument	2022160938

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Edgewater Dr was $1,387 with a homeowner's exemption, up 17.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,756 (+2.7%)	$155,351 (-1.06%) Land $56,292 Building $99,059
2025	$1,387.00 (+17.54%) Homeowner's exemption	$98,108	$157,021 Land $53,550 Building $103,471
2024	$1,180.00 (+3.87%)
2023	$1,136.00 (+10.61%) Homeowner's exemption	$92,567 (+3%)	$158,937 (+21.27%) Land $49,980 Building $108,957
2022	$1,027.00 Homeowner's exemption	$89,871	$131,059 Land $32,130 Building $98,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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