3545 Ebenezer Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3545 Ebenezer Rd, Cincinnati, OH 45248 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1947
Square Footage2,631 sqft Living Area
Lot Size53,797 sqft (1.23 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2021)
Tax Bill$3,751.00 (2025)

Property Details

APN / Parcel Number

Primary APN550-0242-0014-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,631 sqft Living Area
Gross Area3,403 sqft Gross Area
1st Floor1,372 sqft 1st Floor
Attic Area659 sqft Attic
Attic1 Attic
Basement Area1,372 sqft Basement
Finished Basement600 sqft Finished
Unfinished Basement772 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialAsphalt Roof
Lot Area53,797 sqft (1.23 acres)
Depth X Width535 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area396 sqft Garage
Deck AreaDeck Area
Patio Area364 sqft Patio
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage

Location & Zoning

Street Address3545 EBENEZER RD
CityCINCINNATI
StateOH
Zip45248-3007
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEBENEZER RD 100 X 535.54 IRRPT LOT 6 WM WINTER EST SUB
Legal SubdivisionWM WINTER EST SUB
Legal Lot Number6
JurisdictionHAMILTON OH
Minor Civil DivisionGREEN
Census Blockgroup1
Census Block1000
Census Tract21102

Owner

Source: Hamilton County records · APN 550-0242-0014-00

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3545 EBENEZER RD, CINCINNATI, OH 45248-3007
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Line of Credit
CINFED FEDERAL CREDIT UNION
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
T2 FINANCIAL LLC
Jan 11, 2021Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Deed Doc Number20213556
Deed Book / Page14331 / 661
Prior Transfer DateSep 15, 2014
Prior Transfer Doc0000094823
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateApr 22, 2026
Property Address3545 EBENEZER RD, CINCINNATI, OH 45248-3007
Document Number0000030084
Book / Page15650 / 138
Instrument DateApr 16, 2026
Instrument202630084
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 EBENEZER RD, CINCINNATI, OH 45248-3007

Mortgage

Document Number0000030084,
DateApr 22, 2026
Book Page15650/138
Instrument202630084
Lender
NameCINFED FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 25, 2046
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3545 EBENEZER RD, CINCINNATI, OH 45248-3007
Transaction TypeMortgage
Record UpdatedFeb 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008053
DateJan 24, 2022
Book Page14589/279
Instrument2022-0008053
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
AddressWESTERVILLE, OH 43082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 11, 2021
Property Address3545 EBENEZER RD, CINCINNATI, OH 45248-3007
Document Number0000003556
Book / Page14331 / 661
Instrument DateNov 30, 2020
Instrument2021-0003556
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 EBENEZER RD, CINCINNATI, OH 45248-3007

Mortgage

Document Number0000003557
DateJan 11, 2021
Instrument2021-0003557
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,751.00 (+2.37%)$71,750 (-) Land $21,784 Building $49,966$205,000 (-) Land $62,240 Building $142,760
2024$3,664.00 (+0.03%)$71,750 (-) Land $21,784 Building $49,966
2023$3,663.00 (-0.11%)$71,750 (+17.78%) Land $21,784 Building $49,966$205,000 (+17.78%) Land $62,240 Building $142,760
2022$3,667.00 Homeowner's exemption$60,918 Land $20,325 Building $40,593
2020$174,050 Land $58,070 Building $115,980

Flood & Wildfire

3545 Ebenezer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ebenezer Rd

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