3545 E Jaclyn Ln, Inverness, FL 34453 Property Records

Citrus County property record for 3545 E Jaclyn Ln, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2020
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$163,900 (Jul 2020)
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0090-01580-082.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0090-01580-082.0`
Alternative APNs	`0219S19E0090015800820` `1662508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1662508
Old Parcel Number	0219S19E0090015800820
Street Address	3545 E JACLYN LN
City	INVERNESS
State	FL
Zip	34453-0807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 9 PB 8 PG 175 LOTS 82 83 84 & 85 BLK 158
Legal Range	19E
Legal Township	19S
Legal Section	11
Legal Subdivision	INVERNESS HIGHLANDS UNIT 9
Legal Block	158
Legal Lot Number	82-85 83
Legal Unit	9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1059
Census Tract	450706

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3545 E JACLYN LN, INVERNESS, FL 34453-0807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 31, 2020	Warranty Deed, Transfer BANK OF AMERICA
Sep 17, 2018	Warranty Deed, Transfer AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	2020039582
Deed Book / Page	3079 / 1259
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3545 E JACLYN LN, INVERNESS, FL 34453-0807
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034541707
Date	Mar 25, 2024
Book Page	3454/1707
Instrument	2024016941

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 31, 2020
Property Address	3545 E JACLYN LN, INVERNESS, FL 34453-0807
Document Number	0030791259
Book / Page	003079 / 001259
Instrument Date	Jul 28, 2020
Instrument	39582
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 E JACLYN LN INVERNESS FL 34453, INVERNESS, FL 34453

Mortgage

Document Number	30791261
Date	Jul 31, 2020
Book Page	003079/001261
Instrument	39583

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 17, 2018
Property Address	3545 E JACLYN LN, INVERNESS, FL 34453-0807
Document Number	0029270064
Book / Page	002927 / 000064
Instrument Date	Sep 14, 2018
Instrument	46865
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$31.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8625 E KEATING PARK ST FLORAL CITY FL 344362804, FLORAL CITY, FL 34436-2804

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,009.00 (+5.63%) Homeowner's exemption Additional exemption filed	$215,119 (-2.31%) Land $6,420 Building $208,699	$215,119 (-2.31%) Land $6,420 Building $208,699
2024	$1,902.00 (+2.76%) Homeowner's exemption Additional exemption filed	$220,211 (-2%) Land $5,580 Building $214,631	$220,211 (-2%) Land $5,580 Building $214,631
2023	$1,851.00 (+6.87%) Homeowner's exemption Additional exemption filed	$224,715 (+18.36%) Land $5,100 Building $219,615	$224,715 (+18.36%) Land $5,100 Building $219,615
2022	$1,732.00 Homeowner's exemption Additional exemption filed	$189,852 Land $3,300 Building $186,552	$189,852 Land $3,300 Building $186,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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