3545 Desert Rd, Suffolk, VA 23434 Property Records

Suffolk City property record for 3545 Desert Rd, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 2017
Lot Size	3.24 acres (141,134 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Apr 2025)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Nov 2020 Refinance + 3 more
APN	`67343`

Property Details

APN / Parcel Number

Primary APN	`67343`
Alternative APN	`053498700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,520 sqft Living Area
Fireplace	Prefabricated

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Lot Area	141,134 sqft (3.24 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	053498700
Street Address	3545 DESERT RD
City	SUFFOLK
State	VA
Zip	23434-7955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTURAL
Legal Description	PARCEL 3,TRACT 4- PIGEON HILL FARM,REPLAT
Legal Subdivision	SOUTHERN MKT II
Legal Tract	4
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1063
Census Tract	75602

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3545 DESERT RD, SUFFOLK, VA 23434-7955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS BANK
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Oct 11, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage NEWTOWNE MORTGAGE
May 23, 2017	Warranty Deed, Transfer NOT AVAILABLE, TITLEQUEST OF HAMPTON RD LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	250003440
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	3545 DESERT RD, SUFFOLK, VA 23434-7955
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170010339
Date	Sep 14, 2017
Instrument	170010339

Lender

Name	FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	3545 DESERT RD, SUFFOLK, VA 23434-7955
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200017175
Date	Nov 30, 2020
Instrument	200017175

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 8, 2022
Property Address	3545 DESERT RD, SUFFOLK, VA 23434-7955
Document Number	0220011623
Instrument Date	Jul 27, 2022
Instrument	220011623
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 DESERT RD, SUFFOLK, VA 23434-7955

Mortgage

Document Number	0220011624
Date	Aug 8, 2022
Instrument	220011624

Lender

Name	CHRISTENSEN FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Oct 11, 2017
Property Address	3545 DESERT RD, SUFFOLK, VA 23434-7955
Document Number	0170011539
Instrument Date	Oct 4, 2017
Instrument	170011539
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 DESERT RD, SUFFOLK, VA 23434-7955

Mortgage

Document Number	0170011540
Date	Oct 11, 2017
Instrument	170011540

Lender

Name	NEWTOWNE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 23, 2017
Property Address	3545 DESERT RD, SUFFOLK, VA 23434-7955
Document Number	0170005748
Instrument Date	May 9, 2017
Instrument	170005748
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NOT AVAILABLE, TITLEQUEST OF HAMPTON RD LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 W LIBERTY SPRING RD, SUFFOLK, VA 23434-8634

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$377,300 (+4.75%) Land $96,300 Building $281,000
2025	$4,487.00 (+5.65%)	$377,300 (+4.75%) Land $96,300 Building $281,000	$360,200 (+6.88%) Land $87,600 Building $272,600
2024	$4,247.00 (+15.63%)	$360,200 (+6.88%) Land $87,600 Building $272,600
2023	$3,673.00	$337,000 Land $87,600 Building $249,400	$337,000 Land $87,600 Building $249,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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