3545 Craig Ave, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 3545 Craig Ave, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,174 sqft · built 1961
Lot Size0.273 acres (11,892 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Sep 2006)
Tax Bill$3,729 (2023)
Deeds & MortgagesMay 2022 Line of Credit
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN157-111-11

Property Details

APN / Parcel Number

Primary APN157-111-11

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,174 sqft Heated Area
Gross Area1,202 sqft
1st Floor Area1,174 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,892 sqft (0.273 acres)

Exterior Amenities

PorchPorch
Porch Area28 sqft
Deck Area128 sqft
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number157-111-11
Street Address3545 CRAIG AVE
CityCHARLOTTE
StateNC
Zip28211-1527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL2 BA M9-353
Legal SubdivisionPARKSIDE
Legal BlockA
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract2100

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3545 CRAIG AVE, CHARLOTTE, NC 28211-1527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Deed of Trust, Mortgage · Line of Credit
PINNACLE BANK
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY HOME MORTGAGE CORP
Sep 26, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SKYLA FCU
Apr 25, 2018Grant Deed, Transfer
WFB NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2006 · Amount on Record
Deed SaleSep 22, 2006 · Amount on Record
Prior SaleFeb 25, 2009
Deed Document Number0000197708
Deed Book / Page21094 / 0871
Last Transfer DateApr 25, 2018
Transfer Doc0000049600
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3545 CRAIG AVE, CHARLOTTE, NC 28211-1527
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3545 CRAIG AVE, CHARLOTTE, NC 28211-1527

Mortgage

Document Number0000070339
DateMay 9, 2022
Book Page37321/334
Instrument2022070339
Lender
NamePINNACLE BANK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueApr 29, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3545 CRAIG AVE, CHARLOTTE, NC 28211-1527
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034487
DateFeb 23, 2021
Book Page35706/414
Instrument2021034487
Lender
NameLIBERTY HOME MORTGAGE CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3545 CRAIG AVE, CHARLOTTE, NC 28211-1527
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092256
DateSep 26, 2024
Book Page39099/802
Instrument2024092256
Lender
NameSKYLA FCU
TypeCredit Union
AddressCHARLOTTE, NC 28209
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2039

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateApr 25, 2018
Property Address3545 CRAIG AVE, CHARLOTTE, NC 28211-1527
Document Number0000049600
Book / Page032627 / 000744
Instrument DateApr 20, 2018
Instrument49600
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyFIRST CHOICE TITLE ASSOCIATES INC, FIRST CHOICE TITLE ASSOCS INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3545 CRAIG AVE CHARLOTTE NC 282111527, CHARLOTTE, NC 28211-1527

Mortgage

Document Number49601
DateApr 25, 2018
Book Page032627/000746
Instrument49601
Lender
NameWFB NA
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term180 Months
DueApr 24, 2033

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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