3545 Co Rd 10, Delta, OH 43515 Property Records

Fulton County property record for 3545 Co Rd 10, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,644 sqft · built 1998
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Tax Bill	$5,552 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-056988-03.000`

Property Details

APN / Parcel Number

Primary APN	`29-056988-03.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,644 sqft Living Area
Gross Area	4,786 sqft
1st Floor Area	1,974 sqft
Upper Floors Area	670 sqft
Basement Area	1,902 sqft
Unfinished Basement	1,902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	50,965 sqft (1.17 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	328 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3545 COUNTY ROAD 10
City	DELTA
State	OH
Zip	43515-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7E-7N-33 N160 S310 E319.44 SE NE 1.17 AC
Legal Range	07E
Legal Township	07N
Legal Section	33
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	4
Census Block	4058
Census Tract	40500

Owner

3545 Co Rd 10 is owned and occupied by an individual.

Source: Fulton County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3545 COUNTY ROAD 10, DELTA, OH 43515-9451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · ARM THE STATE BANK & TRUST CO
Jul 26, 2017	Deed of Trust, Mortgage · ARM THE STATE BANK & TRUST CO
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	3545 COUNTY ROAD 10, DELTA, OH 43515-9451
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0342/1191
Date	Aug 17, 2017
Book Page	0342/1191
Instrument	201700242672

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	3545 COUNTY ROAD 10, DELTA, OH 43515-9451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0341/3808
Date	Jul 26, 2017
Book Page	0341/3808
Instrument	201700242331

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	3545 COUNTY ROAD 10, DELTA, OH 43515-9451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	360/2669
Date	May 20, 2020
Book Page	360/2669
Instrument	202000258999

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Co Rd 10 was $5,552, down 5.7% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,552.00 (-5.69%)	$138,390 (-0.01%) Land $9,280 Building $129,110	$395,400 (-) Land $26,500 Building $368,900
2024	$5,887.00 (-0.83%)	$138,400 (-) Land $9,280 Building $129,120	$395,400 (-) Land $26,500 Building $368,900
2023	$5,936.00 (+6.65%) Homeowner's exemption	$138,400 (+24.65%) Land $9,280 Building $129,120	$395,400 Land $26,500 Building $368,900
2022	$5,566.00 Homeowner's exemption	$111,030 Land $7,740 Building $103,290
2020			$317,200 Land $22,100 Building $295,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Co Rd 10 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Aug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Co Rd 10 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
bright.net Fixed Wireless	25 / 5

May also be available: Verizon.

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